Research On Risk Management Of Ping An Bank And Surplus Personal Financial Project In Yantai

For a long time,people always stick to investment as the means of increasing wealth.Later,with the gradual increase of national per capita income,people are no longer confined to a single investment channel for wealth growth.With the rapid development of intelligent technology,the financial needs of investors and the original consumption habits are gradually changing.In order to meet the current financial needs of investors,and better adapt to the changes of investors,a large number of bank financing projects have been produced.However,with the expansion of financial projects,financial project risk management has increased tremendous difficulty.This paper takes Yantai Ping An Bank and Ying Ying Personal Finance Project as an example,aiming at the effective way of risk management of the financial project,uses the theory,method and technology of project risk management to identify,evaluate and respond to the risk of the project systematically,and puts forward the transformation and upgrading of the corresponding financial project.Case.In view of Yantai Ping An Bank and Ying Ying Personal Finance Project,this paper evaluates the importance of three risks by using Analytic Hierarchy Process(AHP),and calculates the corresponding risk weighting coefficients of the project.It is concluded that the scheme of "strengthening project management" is more important than the scheme of "strengthening project design".At the same time,according to the life cycle of the project.In view of the market,the development and design of the project and the risks faced by the promotion,the corresponding preventive measures are given.Starting from the specific promotion and operation of Yantai Ping'an Bank's financial management project,and combining with relevant tools and platforms,this paper gives specific risk prevention opinions on project design,that is,from the perspective of risk faced by project design,combining it with the actual situation of promotion and operation,and strengthening the project design.The control of meter lays the foundation for later development and maintenance.