Research On The Development Of Rural Green Finance In Industrial Bank

Since the reform and opening up,China's development has become faster and faster.After 40 years of development,China's ecological environment has made great sacrifices.Practice has proved that protecting the environment is to protect productivity.Only when the economy develops and protect the environment can China be able to develop sustainably.General Secretary Xi said that GreenMountain is the JinshanYinshan.Since the Fifth Plenary Session of the Eighteenth National Congress of the Communist Party of China,the concept of "green development" has been widely advocated.At the 19 th National Congress of the Communist Party of China,it was further emphasized that green water Qingshan and JinshanYinshan should be unified in green development,to revitalize the countryside,to develop green finance,and to realize ecologically beautiful and rich villages.Under the background of China's vigorous promotion of rural revitalization strategy,Industrial Bank,as a financial institution,pays more and more attention to rural development support,and promotes the harmonious development of rural areas in response to the concept of national green finance.Industrial Bank has also increased its business strength in rural green finance.The development of green finance has become a critical path for rural revitalization.This paper comprehensively uses literature research,theoretical research and practical investigation combined with research method and case analysis method to study the development of green finance of Industrial Bank under the rural background.The paper first analyzes the research background and significance,and then studies the theoretical knowledge of the basic theories of green finance,financial development theory,sustainable development theory,rural revitalization strategy and the financing needs of rural green development,and provides theory for the subject research.basis.Then,under the background of rural revitalization,the status quo and existing problems of the green finance industry of Industrial Bank Chengdu Branch were studied.The paper points out that the main problems of the development of green finance of Industrial Bank Chengdu Branch are: the rural green financial system is not perfect,the rural green finance professional technology is lacking,the rural green financial development is not balanced,and the green financial information sharing mechanism is not established.Then,the two main cases of Green Credit of Industrial Bank are the financing of straw comprehensive utilization project of a new energy technology company and the energy efficiency loan project of a township electromechanical company.The main analysis is the financing background,main content and impact of these two cases.At the same time,the development of the green credit business of Industrial Bank was expounded.On this basis,a number of suggestions were put forward,including: enriching the green financial product system,technological innovation to help transform rural credit business,providing comprehensive multi-service system and making full use of the advantages of rural green financial policy.The research of this subject combined with practical problems,for the Industrial Bank Chengdu branch in the rural revitalization mission,provide reference for rural financing projects,and provide new ideas for innovative green development.