Research On The Status Quo And Countermeasures Of The Endowment Insurance For Land-lost Farmers

In the past ten years,Henan Province has developed rapidly,and the rapid economic and social development has been accompanied by the continuous deepening of urbanization.The process of urbanization will inevitably transform a large amount of agricultural land into non-agricultural land.The vast number of land-expropriated farmers have suffered unprecedented impacts.The problems of survival and security of land-lost farmers have also followed.The process of continuous land acquisition will accelerate the generation of contradictions,and the endowment insurance for land-lost farmers,especially the endowment insurance,has gradually attracted people’s attention.As the capital of Henan Province,Zhengzhou is in a leading position in economic,cultural and social development in the province.As the seat of the municipal government,Zhongyuan District of Zhengzhou City is active in various developments.Urbanization changes are particularly evident here.Demolition and land acquisition have brought a large number of land-lost farmers.Their social security,especially pension insurance,has become a problem in other cities in Henan Province.Current or future problems.The investigation and research on the endowment insurance of land-lost farmers in Central Plains will have certain representative significance and reference value.After reviewing the relevant data and surveys in this area,this article can be concluded that there are some problems in the implementation of the pension insurance for land-lost farmers in the Central Plains area,which can be summarized into four aspects: the pension insurance participation rate is not high,the policy coverage is not comprehensive,The guarantee fund raising is difficult to sustain and lacks the supplement of commercial insurance.The main reasons for these problems are: the low pension benefits are difficult to attract people to participate in insurance,the financial pressure is difficult to sustain,and the land-lost farmers themselves have their own reasons.The countermeasures suggest that the endowment insurance for land-lost farmers in the Central Plains should be started by accelerating the implementation of a new endowment insurance policy for land-lost farmers to improve the old-age treatment,supplementing the rich insurance system for land-lost farmers’ commercial insurance,enriching the funding channels,and promoting employment and social security.