Research On Financial Risk Management Of X Real Estate Company

As a typical capital-intensive industry,the real estate industry is exposed to huge financial risks due to the influx of a large amount of capital.In addition,due to the influence of a series of regulatory policies of the government on this industry,the financial risks faced by real estate enterprises become increasingly severe.In 2018,guangyao group,a large and well-known company in the industry,was unable to operate because of the broken capital chain and filed for bankruptcy.In June 2019,yinyi group,a listed real estate enterprise with assets of 10 billion yuan,underwent bankruptcy reorganization under the pressure of 50 billion yuan in liabilities.In the environment of financial crisis in large listed real estate enterprises,small and medium-sized real estate enterprises need to pay more attention to and study the financial risk.After introducing the company’s business situation in recent years,this article uses the financial activities of the company as the basis,and according to the risk management content,the financial indicator method is firstly used to identify the risks and analyze the causes of the financial situation,and then the Z-scoring model is selected to assess the overall risk of the company,and finally,countermeasures are proposed to address the financial risk problems of the company: improving the control environment,diversifying the financing channels,fully studying the feasibility of investment projects and strengthening the working capital management,in order to effectively reduce the financial risk of Company X.A study of Real Estate X can show that businesses that seem to be thriving should also be aware of the pitfalls of financial risk.It is hoped that this article can address the financial risks of X Real Estate Company and provide some basis and reference for the sound operation and healthy development of other similar small and medium-sized real estate enterprises.