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A Study On The Influence Of Social Endowment Insurance On Family Inter-generational Economic Support

Posted on:2021-05-02Degree:MasterType:Thesis
Country:ChinaCandidate:M Y YanFull Text:PDF
GTID:2439330626958850Subject:Sociology
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Parents support their children when they are young,and children support their parents when they are old,which plays an important role in maintaining a harmonious family relationship.However,the drastic social changes have led to the imbalance of family relations between generations,resulting in the phenomenon of "emphasizing the young over the old",and the basic life of the elderly has gradually lost its guarantee.The urban-rural dual structure limits the fairness and efficiency of the social old-age security system.To address the imbalance and inadequacy of the old-age insurance system between urban and rural areas,the State Council merged the new basic old-age insurance for rural residents with the basic old-age insurance for urban residents,and established the basic old-age insurance system for urban and rural residents to complement the family pension system and meet the living needs of the elderly.In the process of their interaction,are the "exogenous" social endowment insurance system and the "endogenous" family endowment insurance system,which is mainly supported by children's economic support,"cooperative" or "competitive" relationship within the family? How will the social endowment insurance system affect the inter-generational relationship within the family? It has become a common concern of academia and government.The main form of inter-generational relationship within a family is inter-generational support,which refers to the flow of economic,emotional and lifecare resources between adult children and their parents.The economic income of the elderly is the most critical factor to ensure the life of the elderly.Therefore,inter-generational economic support is the most important content of inter-generational support.Previous studies have focused solely on the impact of social endowment insurance on children's economic support for parents' behavior,but the conclusions on whether pension increases or decreases children's economic support are not uniform,and there is a lack of research on the impact of social endowment insurance on parents' economic support for children's behavior.The theory of inter-generational exchange holds that the inter-generational economic resources in a family exist not only the flow of economic resources from children to parents,but also the economic support from parents to children.What percentage of inter-generational interactions do parents provide financial support to their children?Will social endowment insurance increase or decrease financial support from parents to children? The answers to the above questions need to incorporate parental financial support into the inter-generational support analysis framework.In order to verify the influence of social endowment on inter-generational economic support,this study,based on the altruistic motivation and inter-generational exchange theory,takes basic endowment insurance for urban and rural residents as an example and analyzes the influence of social endowment insurance system on inter-generational economic support from the perspective of parent-child interaction.Therefore,the following hypotheses are proposed: First,the social endowment insurance system reduces the probability of children providing financial support to their parents.Second,the social endowment insurance system increases the probability that parents provide economic support to their children.Third,the influence of social endowment insurance system on inter-generational economic support is different.Then,using 2015 China health and retirement survey data,build the regression model,supplemented by 11 case interview,verify the basic old-age insurance for urban and rural residents of inter-generational economic support,the result shows: the family the flow of internal resources,not only from the children to parents in upward inter-generational economic resources,downward economic support provided by the parents for their children is a part of which cannot be ignored,keep the relationship of father and son also play an important role;The upward inter-generational economic support provided by children to their parents is the mainstream of inter-generational resource flow.Social endowment insurance not only influences the upward inter-generational economic support,but also influences the downward inter-generational economic support.Social endowment insurance increases the possibility of parents providing economic support to their children,while reduces the probability of children providing economic support to their parents.The influence of social endowment insurance on inter-generational economic support varies with household registration.In rural areas,social endowment insurance has a strong "squeeze" effect on providing financial support to parents.The motive of "altruism-exchange reciprocity" is the internal mechanism of social endowment insurance affecting inter-generational economic support.Social pension affects the existence of family pension.Social pension replaces the economic function of family pension and guarantees the economic needs of the elderly.With the continuous improvement of the social endowment insurance system,the probability of children providing economic support to their parents decreases gradually until the social endowment insurance becomes the main body to guarantee the economic needs of the elderly.Therefore,the social pension will gradually replace the family to take the responsibility to ensure the economic needs of the elderly.But this is a long process,and in this process,the low level of social security for the elderly leads to the decline of the total pension benefits for the elderly,and the role of social security for the elderly has not been fully played.At the same time,the social endowment cannot replace the family's guarantee function in spiritual consolation and life care.Based on this,it is fundamental to improve the welfare level of the elderly so that the elderly can have a happier old age.At the same time,the development of the social endowment industry should be encouraged to meet the needs of the elderly for life care.Finally,the publicity of ethics should be incorporated into the construction of the social old-age security system,and the reconstruction of "filial piety culture" should be strengthened,so as to ensure the family's emotional comfort.
Keywords/Search Tags:social endowment insurance system, social endowment insurance, basic endowment insurance for urban and rural residents, inter-generational economic support
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