| The health consumption of the elderly has two meanings: one is the consumption of the elderly in the field of health,that is,all kinds of consumption for their own health(physical health and mental health);Second,in the process of consumption in the field of health,we should combine our knowledge and skills to make reasonable choices,form healthy consumption psychology and rational consumption behavior,and constantly improve the ability of healthy consumption.The level of financial ability of the elderly significantly affects the health consumption ability of the elderly.In recent years,financial fraud often happens to the elderly.Having a higher financial ability can help us to consume more rationally and avoid a lot of consumption risks.However,due to the lack of financial knowledge and corresponding healthy consumption ability of the elderly,cases of property loss occur from time to time.Generally speaking,the main purpose of the elderly to consume and participate in financial activities is to meet their own health needs.In the face of information society and complex consumption environment,only relying on the existing policy of financial protection for the elderly can not solve the consumption risk of the elderly.The intervention of financial social work helps the elderly to improve their financial ability,and then enhance their healthy consumption ability,which has become an important way to resolve the consumption risk.This paper evaluates the financial ability of the elderly in W Village,Q City as the subject of questionnaire survey.The results show that the overall level of the financial ability of the elderly is relatively low.At the same time of the questionnaire selected the elderly to understand the living conditions and consumption of the elderly,combined with the interview content and evaluation results found that the elderly because of lack of financial ability in the field of health consumption risk mainly include: to ensure health medical expenses to save money,buy insurance,financial management and other financial risks,to meet the needs of health to buy health care products consumption risk.Based on this,under the guidance of the professional methods and skills of financial and social work,the group work of "improving the healthy consumption ability of the elderly" was carried out.A total of 5 group members with low overall financial ability and more attention to health care were also promising or wanted to consume for health.The main goal of group activities is to improve the healthy consumption ability,let team members have a correct cognition of their health,let team members realize the importance of rational consumption and financial ability,stimulate their interest in financial knowledge and skills,improve healthy consumption ability,form a healthy consumption concept,promote their health with the correct consumption behavior.The study found that financial and social work intervention in the elderly health consumption can improve the financial ability of the elderly,make them able to face the increasingly complex consumption environment,help them maintain economic interests,and then improve the elderly health consumption ability,reduce the health consumption risk,better protect the health of the elderly,and improve the quality of life in their later age. |
