Research On Pension Insurance On The Happiness Of Middle-aged And Old People

It is estimated that at the end of the "14th Five-Year Plan" period,my country will formally enter the middle-aged society.Nowadays,the old age is already hot,and the happiness of the elderly is also more important,and actively responds to aging.It has also risen to the status of the national strategy.As an important part of active aging,the basic pension insurance system is closely related to residential life,and through further deepening the reform of pension insurance,it has guaranteed the life demand of middle-aged and elderly people,and improved the quality of life of my country’s residents.Therefore,the main research content of this thesis is the happiness effect of participating in the old age in my country.Based on2015 CHARLS data,the OPROBIT basic regression model is used to study the relationship between the quality of the happiness,and the two dimensions of the payment and receiving the pension insurance,empirical research on the influence mechanism of the happiness of middle-aged and elderly residents.There is no marriage relationship,and the heterogeneity analysis of urban and rural areas.The results found that: Participating in basic pension insurance has a significant role in promoting the subjective happiness of middle-aged and old-aged residents,which pays and receives two ways to receive pension insurance on the happiness of residents’ happiness.Received pension insurance can enhance the sense of happiness of residents,but will pay.Also,the old group,there is no marriage relationship,and the old people living in a country can be more effective through the participation of basic endowment insurance.Based on this conclusion,it is proposed to expand the basic endowment insurance coverage,and the incentive mechanism for the payment population is proposed to improve the treatment and coordination level.