Research On Asset Securitization Financing Of YC Private School

In recent years,a lot of "institutional" private education institutions have emerged,which have greatly promoted the rapid development of China’s education reform..However,private schools are faced with problems such as financing difficulties and large funding gaps due to limited financial support,fewer social gifts,and higher thresholds for commercial loans.Due to the relatively stable tuition and accommodation fee income of private schools,with stable and considerable cash flow,and the continuous improvement of my country’s policies and laws,asset securitization has gradually become a new channel to solve the financing problems of private schools.Therefore,it is necessary to carry out research on asset securitization of private schools,promote successful experience,and avoid liquidity risks.This article takes YC private school asset securitization as a typical case study.First,it explains the basic theory and practical significance of asset securitization of private schools.Secondly,it analyzes the necessity,feasibility and implementation process of YC private schools to carry out asset securitization.Third,carry out the evaluation of the implementation effect of asset securitization financing.The effectiveness of YC’s private school asset securitization was evaluated through dimensions such as the quality of basic assets and underlying assets,the design and effect of credit enhancement measures,project risks and preventive measures.Finally,summarize the basic experience of asset securitization of private schools.Including improving the quality of running schools and operating levels,optimizing the quality of basic assets,strengthening risk control,improving supporting mechanisms,etc.,and proposing to further enrich and expand the basic assets,improve the regulatory system,Moreover,enhance product liquidity,improve the form of issuance,and increase the degree of information disclosure.etc.