Research On Legal Issues Of Third-party Payment Supervision

With the continuous progress of Internet technology in China,the third-party payment platform came into being,which changed the traditional transaction mode.The third-party payment institutions are responsible for credit guarantee for e-commerce transactions because of their characteristics of credit intermediary,finance and concealment.At present,China's third-party payment industry has entered the stage of prudent development,and will develop towards the trend of continuous innovation and more security norms in the future,but in the process of its development,there are also a series of legal issues.Although the supervision of the third-party payment is in the process of continuous improvement,there are still many problems.In order to ensure the sound development of the third-party payment industry in China,it is necessary to improve the relevant laws and regulations,introduce the market access insurance system and the continuous net capital system in the market access and exit mechanism,clarify the ownership of the deposit fund interest and establish the deposit fund trust plan in the deposit fund management.