Research On Risk Supervision Of Commercial Banks By Jiangsu Provincial Government

As the core of the financial system,commercial banks are in a fundamental determining position in the development of the country's economy.Their business activities have a wide range of influences,high risk performance,and great social harm.China is currently in a special period of economic reform and transformation,science and technology are continuously progressing,and the capital market and financial innovation are also accelerating.After joining the WTO,the international community requires the full opening of all markets,including the banking industry.The competition is becoming increasingly fierce,and the accompanying business risks are also increasing.In recent years,the bad situation of major commercial banks' frequent risk cases requires the government to strengthen supervision of banks,establish a sound regulatory system,prevent risks,and promote banks.Steady development of the industry.This research uses a combination of research methods such as literature research,survey research,and theoretical analysis to find,learn,and draw on domestic and foreign research results,relevant theories on government regulation,the need for government regulation of commercial banks,and the current theoretical circle of banking Based on a clear grasp of the status quo of industry supervision research,Jiangsu government supervision bank staff and bank practitioners are taken as research objects,and questionnaires are designed to conduct questionnaire surveys and interviews to prove the current government supervision of commercial banks.It systematically introduces the advanced experience of the governments of developed countries such as the United States,the United Kingdom,and Australia in the implementation of supervision over commercial banks and its enlightenment to China.Based on the actual situation of supervision,it has transformed the government supervision function,established the government supervision framework,rationalized the government supervision mechanism,and clarified government supervision The content,innovation of government supervision methods and methods,and other five aspects,proposed the government's optimization measures for bank supervision,aimed at strengthening the benign interaction between the government and banks,effectively preventing and mitigating risks.