Study On The Problems Of Legal Supervision Of Rural Mutual Fund Cooperatives In China

The contradiction between the growth of financial demand in rural areas in my country and the lack of formal financial supply in rural areas has laid a realistic foundation for the survival and development of rural mutual fund cooperatives.In view of this,the national policy takes a positive attitude and strongly supports it.However,the lack of effective system design and laws and regulations have made it difficult for rural mutual fund cooperatives to operate.To this end,through a comprehensive review and review of relevant laws and regulations,and then put forward feasible countermeasures and suggestions,in order to contribute to the healthy and orderly development of rural mutual fund cooperatives.The chapter structure and specific content arrangement of the paper are as follows:The first part is the introduction.On the basis of introducing the research background and significance of the thesis,through combing and expounding the relevant theoretical and practical research of domestic and foreign scholars on rural mutual fund cooperatives,the main research plan of the thesis is established,and possible innovations and deficiencies are analyzed.The second part is a general inspection of the legal supervision of rural mutual fund cooperatives.Through the definition and interpretation of its concepts,characteristics,types and theoretical basis,in order to accurately grasp the market subject of rural mutual fund cooperatives.The third part is the status quo and problems of legal supervision of rural mutual fund cooperatives.This part analyzes the status quo of its regulatory legislation and practice,and sorts out its problems in terms of legal regulatory basis,subjects,market access,internal control,and market exit.The fourth part is the inspection and enlightenment of foreign rural cooperative financial supervision legal system.This part examines the practices of Germany,Japan,and the United States in the legal system of rural cooperative financial supervision,expounds the experience of a sound legal supervision system,a clear legal supervision subject and a complete legal supervision content,with a view to the supervision of the legal system of rural mutual fund cooperatives in my country Construction provides useful reference.The fifth part is the countermeasures for the legal supervision of my country’s rural mutual fund cooperatives.In response to the legal supervision of my country’s rural mutual fund cooperatives,the countermeasures are proposed,that is,to improve the supervision law,clarify the supervision subject,relax the market access threshold,strengthen the internal control mechanism and improve the market exit mechanism.At the same time,improve the industry association system and introduce the deposit insurance system and other regulatory protection systems,so as to promote the healthy and orderly development of my country’s rural mutual fund cooperatives.The sixth part is the conclusion and outlook.This part summarizes the main viewpoints formed in the thesis,that is,the rural mutual fund cooperatives urgently need the improvement and innovation of the system and mechanism,and the rural mutual fund cooperatives need to adhere to the concept of rooting in the countryside and serving farmers.