Research On Government Functions In The Development Of Inclusive Finance In Rural Areas In Ordos

The report of the 20 th National Congress of the CPC stressed the need to do a good job in inclusive finance,establish and improve a highly competitive,adaptable and inclusive modern financial system,and enhance financial inclusion.The development of inclusive finance in rural areas can provide financial assistance to the poor,low-income and other special groups,so that they can enjoy relatively fair and reasonable financial services,stimulate their endogenous vitality,further promote the balanced development of urban and rural areas,promote social harmony,and realize the organic unity of social and economic benefits.The government is the proposer of policies,the facilitator of inclusive finance,the local law maker,the coordinator of various bodies,and the supervisor of policy implementation.In recent years,Ordos City has vigorously promoted inclusive finance and achieved remarkable results.However,as far as the current situation is concerned,the government still has some problems in policy formulation,supply-demand environment construction,credit link management,organization and coordination of relevant departments,data quality supervision and other aspects,which deserve extensive attention.The reasons include insufficient government policy research and evaluation adjustment mechanism,insufficient participation in the construction of rural inclusive finance environment,imperfect system construction,functional positioning of relevant departments,and imperfect supervision,assessment and evaluation mechanism.Therefore,the Ordos municipal government needs to learn from and absorb the development experience of other typical regions,clarify and optimize government functions,strengthen policy guidance,solve popularization problems,enhance institutional construction,and strengthen multi-sector collaborative governance to achieve social co-governance.At the same time,it is necessary to strengthen financial supervision,improve the assessment and evaluation mechanism,and build a good and orderly inclusive financial development environment.Effectively improve rural financial services capacity.