Performance Evaluation And Optimization Research On Financial Subsidy Of Agricultural Insurance In Jilin Province Under The Background Of High Quality Development

As an important means and effective tool to disperse the risks of agricultural production and operation,agricultural insurance has played an important role in safeguarding the interests of farmers,helping the development of agricultural and rural modernization,and promoting the effective implementation of the Rural Revitalization Strategy.All along,in order to encourage the success of agricultural insurance,the state has made efforts to focus on agricultural insurance as a key area of work.First,constantly improving and optimizing the top-level design.From 2004-2022 years to 19 years,the annual No.1 central document has clearly directed the development direction of agricultural insurance,and has given a series of reform measures,showing the government’s "baton" function.Second,continue to reform the supply system,from relaxing the control of market access and establishing professional agricultural insurance companies to deepening the supply side structural reform of the agricultural insurance market,so as to achieve a higher level of supply-demand balance;The third is to constantly revise the subsidy system,from the proposal of the policy agricultural insurance system in 2002 to the implementation of the financial subsidy system in 2007,and then to the reform of the administrative support system of "coordinated promotion" by multiple departments,paying attention to the benefits of financial subsidies.Driven by a coherent policy dividend,the development momentum of China’s agricultural insurance industry is gratifying.However,from the perspective of the overall situation,the road of high-quality development of China’s agricultural insurance still has a long way to go.The rapid development of agricultural insurance over the years has not only made remarkable achievements,but also exposed many chaos: the lack of effective management of financial subsidy funds,the high dependence of agricultural insurance business on financial funds,the imbalance between the level of agricultural insurance products and services and the actual demand,and the low efficiency of financial subsidies,These hidden dangers are bound to become "stumbling blocks" and "stumbling blocks" in the fast lane of high-quality development of agricultural insurance.Therefore,under the background of high-quality development of agricultural insurance,Taking Jilin Province,a large agricultural province and a typical agricultural insurance Province,as the research object,this paper analyzes the efficiency of agricultural insurance financial subsidies and the influencing factors restricting the efficiency,which has certain theoretical and practical significance for the optimization of the efficiency of agricultural insurance financial subsidies in China.Based on the relevant theoretical basis and practical development of agricultural insurance financial subsidies,and based on the relevant data of agricultural insurance financial subsidies in 9 prefectures and cities of Jilin Province from 2010 to 2019,this paper uses the Three-stage DEA model to measure and qualitatively evaluate the efficiency of agricultural insurance financial subsidies in Jilin Province,The conclusions are as follows:(1)the existence of external environmental differences will affect the efficiency of agricultural insurance financial subsidy resource allocation;(2)The efficiency of resource allocation related to agricultural insurance financial subsidies in Jilin Province is low,and the efficiency of management system and scale efficiency related to agricultural insurance do not match,so there is room for improvement;(3)Compared with scale efficiency,it is more difficult to improve the pure technical efficiency of agricultural insurance financial subsidies.Based on this,in the key stage of the high-quality development of agricultural insurance in Jilin Province,starting from the source restricting the high-quality development of agricultural insurance in Jilin Province,this paper designs a targeted optimization path from the perspective of the government,insurance companies and farmers,so as to help all aspects of agricultural insurance measures match the actual needs.