Study On Fiscal Subsidies Policy Of Shandong Agricultural Insurance

Shandong agricultural insurance development policy has been seven years, which began in Shandong Province to implement the central policy agricultural insurance subsidies have five years time. As can be seen from the historical data, financial subsidies for the development of agricultural insurance has played a very important role in the government, insurance companies and farmers have gained tripartite economic benefits. However, at present the province’s agricultural insurance subsidies performance evaluation of the outcome, is unknown. Therefore, the focus of this article is to seriously study the financial subsidy policy, Shandong Province, agricultural insurance, agricultural insurance subsidies, domestic contrast to other provinces, Shandong Province, the development of faster and better agricultural insurance policy recommendations.This paper describes the study of agricultural insurance subsidies academic background and significance, elaborated concepts and theoretical basis of agricultural insurance subsidies. Related concepts including the meaning and characteristics of agricultural insurance, agricultural insurance policy content and policy objectives; the theoretical foundation of agricultural insurance, including: agricultural protection theory, public goods theory, welfare efficacy Theory, New Institutional Change Theory.After elaborate theoretical basis, turn the course of development of agricultural insurance subsidies Shandong Province and China’s agricultural insurance subsidies for the development process are described in detail. Heilongjiang assistance mode, respectively, the Shanghai government-led model, Jiangsu JO coinsurance model, Xinjiang Agricultural Insurance summarize and compare, by comparison, the advantages and disadvantages of each model to make a comparison, Shandong Province agricultural insurance policy finances subsidy model for reference.Shandong Province by fiscal policy agricultural insurance subsidies performance evaluation, analysis of constraints Shandong policy agricultural insurance development.Mainly from the aspects of agricultural insurance premiums, the number of agricultural population, per capita net income of agriculture, agricultural output, fiscal expenditures on subsidies and premiums Shandong policy restricting the development of agricultural insurance-related issues for analysis.The results obtained for performance evaluation, the financial subsidies to agricultural insurance in existence at the shortcomings and make appropriate policy recommendations to increase premiums from subsidies, financial subsidies to expand channels to raise funds, the implementation of differentiated subsidies, increase agricultural insurance financial operational efficiency of subsidy funds.