| In 2017,the report of the 19 th National Congress of the Communist Party of China put forward the strategy of rural revitalization.After the comprehensive victory of poverty alleviation in 2021,the focus of China’s "three rural" work has shifted historically to comprehensively promoting rural revitalization.The report of the 20 th National Congress of the Communist Party of China puts forward that ’ adhere to the priority development of agriculture and rural areas ’,’ consolidate and expand the achievements of poverty alleviation ’,and ’ accelerate the construction of a strong agricultural country ’.In 2023,the No.1 document of the Central Committee further pointed out that ’ grasping the stable production and supply of grain and important agricultural products ’ and ’ promoting the high-quality development of rural industries ’.As an indispensable and important tool in the agricultural support and protection system,agricultural insurance undertakes a more important mission with the deepening of the rural revitalization strategy.As one of the earliest provinces to carry out policy-based agricultural insurance pilot,Sichuan Province has made great progress in business development,premium subsidy mechanism and service level in recent years,which has played an important role in promoting the construction of agriculture,rural areas and farmers.Since the development of rural revitalization,Sichuan agricultural insurance has made extraordinary achievements in helping agriculture stabilize production and supply,winning the battle against poverty and promoting the comprehensive reform of rural revitalization financial environment.It has initially explored a development path that is in line with the situation of Sichuan Province and helps rural revitalization.In order to further promote the rural revitalization of agricultural insurance services,it is of great research value and practical significance to summarize and analyze the path and effectiveness of agricultural insurance services for rural revitalization in Sichuan Province,and put forward targeted countermeasures for the shortcomings of the current agricultural insurance system in serving rural revitalization.This article has six chapters,and the main research content and viewpoints of each chapter are as follows:The first chapter is introduction.Based on the emphasis on the research background and research significance,this chapter reviews and evaluates the relevant literature on agricultural insurance and "agriculture,rural areas,and farmers," fiscal subsidies for agricultural insurance,and agricultural insurance services for rural revitalization.At the same time,it summarizes the research content and research methods of this article and explains in detail the innovation points and shortcomings of this article.The second chapter is the theoretical analysis of agricultural insurance serving rural revitalization.Firstly,the concepts of agricultural insurance,policy-based agricultural insurance and rural revitalization are defined.Then,the relevant policies of rural revitalization strategy in Sichuan Province were sorted out.Finally,it expounds the functional theory of agricultural insurance,the theory of government participation and the theoretical basis of agricultural insurance serving rural revitalization.The third chapter is the implementation path of Sichuan agricultural insurance service rural revitalization.By studying the relevant policy documents and innovative measures of agricultural insurance since the launch of the rural revitalization strategy in Sichuan Province,this paper analyzes and summarizes the main paths of agricultural insurance serving rural revitalization in Sichuan Province,including the construction of a multi-level security system to promote stable agricultural production and supply.Helping to consolidate the achievements of poverty alleviation and ensuring a smooth transition to rural revitalization;expanding the functions of agricultural insurance to promote comprehensive reform of the financial environment for rural revitalization.The fourth chapter is the effect analysis of agricultural insurance development and rural revitalization in Sichuan Province.Firstly,it discusses the overall development of agricultural insurance in Sichuan Province.Then,combined with the current situation and main characteristics of agricultural insurance development in Sichuan Province,focusing on the key agricultural production areas in Sichuan Province,the preliminary results of agricultural insurance services for rural revitalization,especially in agricultural production and farmers ’ income,are summarized.Finally,based on the relevant data of 21 cities(prefectures)in Sichuan Province from 2010 to 2020,a benchmark regression model is established to study the impact of agricultural insurance development level on agricultural production level and farmers ’ income in rural revitalization.The core explanatory variable substitution method is used to test the reliability of the empirical results,and the heterogeneity analysis of different local financial subsidies is carried out.The study found that :(1)In recent years,with the continuous development of agricultural insurance in Sichuan Province,the premium income,compensation expenditure and risk protection level in the field of key agricultural products production have been improved,which has brought positive impact on grain production and supply and the development of local advantageous and characteristic industries.(2)The empirical results show that the development of agricultural insurance in Sichuan Province can promote the level of agricultural production and farmers ’ income.Grouping regression of prefectures(states)with different proportions of local financial subsidies shows that the development level of agricultural insurance in prefectures(states)with high proportions of local financial subsidies has no significant impact on farmers ’ income,but has a significant role in promoting farmers ’ income in prefectures(states)with low proportions of local financial subsidies.The fifth chapter is the main shortcomings of Sichuan agricultural insurance service rural revitalization.Starting from the implementation of the rural revitalization strategy and the realistic demand for risk protection in modern agriculture development,it was found through research that there are still some shortcomings in the current agricultural insurance system in Sichuan Province in serving rural revitalization.Mainly,the agricultural insurance management system lacks uniformity and coordination,and the implementation of agricultural insurance policies in some cities and prefectures faces obstacles;the concentration of agricultural insurance market business is high,and excessive competition coexists,and operational management needs further standardization;the overall level of agricultural insurance protection is low,and there is great potential for "increasing products,expanding coverage,and improving standards."The sixth chapter is the countermeasures and suggestions for further promoting the rural revitalization of Sichuan agricultural insurance services.In view of the main problems existing in the current agricultural insurance system in Sichuan Province to serve the rural revitalization,this paper puts forward targeted policy recommendations to further promote the rural revitalization of Sichuan agricultural insurance services.It mainly includes the establishment of a sound provincial multisectoral coordination of agricultural insurance management system;improve the selection system of agricultural insurance underwriters and the realization mechanism of ’ low profit ’;further improve the intensity and scope of agricultural insurance subsidies in rural revitalization,and create a higher level of " Tianfu granary " by promoting agricultural insurance innovation and upgrading.The main features and innovations of this paper’s research are as follows: First,taking Sichuan Province as an example,the paper provides a comprehensive analysis of the implementation path of agricultural insurance services in rural revitalization,including building a multi-level guarantee system to promote stable agricultural production and supply,customizing insurance to assist remote areas,innovating "poverty prevention insurance" to consolidate the achievements of poverty alleviation,and promoting comprehensive financial reform of the rural revitalization environment through the innovation of "agricultural insurance +," and improving the level of information services.The research perspective is innovative.Second,based on in-depth investigation and research on the achievements and problems of agricultural insurance services in rural revitalization in Sichuan Province,this chapter proposes innovative policy recommendations for further promoting agricultural insurance services in rural revitalization in Sichuan Province.For example,establishing and improving a multi-departmental cooperative agricultural insurance management system at the provincial level,and promoting agricultural insurance innovation and upgrading to create a higher level of "Tianfu granary."... |
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