Studies On China's Rural Finance Issue

From the point of view of Marx basic principle, historical materialism and dialectic, scientific development, the paper researches the basic theories of agricultural finance in the world, and grasps the domestic agricultural economic station and agricultural system development This text reveals an analysis that the main cause to hamper the economic development of China's rural areas and the increase of its farmers' income is the shortage of funds and the lack of necessary financial support. The writer comes to this conclusion after he has made a study of the basic theory of rural fund raising both at home and abroad, has learned the present situation of China's rural economic development and the historical evolution of the rural financial system. From the point of view of scientific and development and of the need of the rural economic development, he undertook the task on the basis of Marxist principles and the principles of historical materialism and materialist dialectics, seeking truth from facts and integrating theory with practice. There still exist big gap between urban and rural areas, incomplete rural financial system and the lack of funds. The group of theory has pay attention to the essentiality of connection between China's rural economic development and China's rural fund raising. The system of China's rural fund raising must be satisfied in increasing grass of China's rural fund raising and adjusting financing structure. Under these circumstances, many questions have come to the writer's mind, such as how to rationally allocate the national revenues, how to organize the individual farmers, how to bring those impoverished to the developing road, how to develop rural economy and increase farmers' income to live a better life, how to coordinate finance with rural economic development, etc. The new topic of China's rural fund raising was first discovered and systematically put forward. Basic study includes the following:Abstract analysis is adopted starting from the general concepts of industrial structure, rural economy and fund raising to the concrete analysis on the developing history of rural economy, finance and fund raising, intermingled contradictions, ways of fund raising, etc. Concrete problems are found and a series of practicable steps and measures are presented.Historical analysis is adopted starting from the evolution of the theory and practice of rural fund raising to the ongoing theory and practice as well as the trend of theory and practice in the future.Comparative analysis is adopted starting from the study of foreign advanced means of fund raising to the possible ways suitable for China's situation. Fund raising is suggested to carry out in both domestic and international markets for the rural economic development. The relations between the rural economy and financial system are also analyzed to pinpoint the lack of funds as the outstanding problem disadvantaging the formers' income.Analysis on the supply and demand of funds reveals the gap between the vast need for the development and the impeded fund supply curbed by the present economic and financial systems.Model analysis is adopted for the interacted relations between the supply and demand of funds and the economic development, which mean that demand of funds for the development will increase the investment in rural areas, to be supported by fund raising.In terms of development of applied science, the theory of rural fund raising will surely serve the economic construction in China, if only we could combine foreign experience with China's present situation to form a theoretic structure of rural fund raising so as to keep pace with China's economic development in the 21st century. Study on this field should therefore be creative methodically, theoretically and applicably.