| Western countryside regard China as to be poorest with the backward areas, economic development is in " low income " for a longtime --It is low to deposit money --Of low input --Low output……"Vicious circle among, and influence a yoke of western rural economy development to lie in the shortage of the fund. So, it is an important subject in front of us how to solve the western region especially fund bottleneck problem in the rural regional economy evolution, have a realistic meaning very much.The problem is studied to need us to strengthen the rural finance of west and reform and innovate urgently, explore new way and mode that the finance brings about an advance in rural economy of the western region actively, guarantee the realization of the national whole economic strategic objective, realize the great-leap-forward development of the western rural economy.The writing of this text is carried on on the basis of existence of above-mentioned problems,attempt rural endogeny angle of defect of monetary system probe into west rural financial defect issue from China, and the analysis and research based on these problems, seek the finance and support the route where " three is agricultural " in the west actively. Propose the concrete tactics and suggestion of rural financial reform and innovation of west.Full text divide into 4 part altogether, structure and main content the following its:Chapter one: Theory and practice of the rural financial reform Some originally is it review and comment from four respect to rural financial reform state and new theory tendency of field to come, through reviewing forefathers' finding of the rural monetary system, although rural finance has already brought numerous scholars' attention,have many to is it emerge to write, but study wholly for the rural finance more , or study for a part in the whole , pay close attention to area rural financial little researcher, but difference, China of economic development and resource distribution one harmonious, have determined the importance to promote the regional rural finance to increase and necessity of financial research of area.The finance emphasizes innovation even more on the premise of information age as a key element of the economic growth, The trend of the economic globalization increases, emphasize the world suitability of the innovative theory of the finance even more, but does not get rid of the individual difference , lie in better combination of the world and individual difference even more. So, pay close attention to the innovative theory of the rural finance and analyze the reform current situation and policy of China's rural monetary system, perhaps can find our disparity and question even more. And draw lessons from and innovate to some extent on this basis , and then analyse that establishes the theory and realistic foundation for the following rural finance of area.Chapter two: Realistic starting point of rural financial system innovation of westShould proceed with three respects partly: Analysis of state of development of western rural economy; Proposition of the question ---The rural banking system in the west is lacked, demand innovation urgently; Concrete behavior of the west rural banking system defect; Can't always leave on the realistic foundation , otherwise analyse entirely it can only be the plans or hopes that are unlikely to be realized in certain analysis.Through the analysis to the state of development of western rural economy, We can see , it is the pronoun backward in economy basically inside the modern and Chinese idea to include the western region of our country of 12 provinces autonomous regions and municipalities directly under the Central Government.The basic situation of summarizing thewestern rural area can be stated as follows: It has a foundation for the first time that the industry develops, but the level is low, the structure is unreasonable, agricultural proportion is high, the township enterprise is low in specific gravity;Peasant badly paid, low level of consumption have, oneself accumulate speed... |
