Research On Cultivation Of Sino-funded Insurance Company's Core Competence

The development and prosperity of the financial industry influence deeply for modern society and economy, the effect of insurance, as an important part of financial industry, has been obviously more and more in economical living. The development of the financial industry is supported by insurance. If developing, the Chinese insurance must have a passel of insurance companies of having international competition ability. This needs cultivate the Core Competence of insurance companies. It is strategic foundation to strengthen our country insurance industry so much as national international competition ability; it is propitious to inventing continuable competition ability and provided the new direction for establishment the strategy of the insurance companies.About the Core Competence of companies has made many achievements to this day, but few about the Core Competence of insurance companies and cultivating. The cultivation and promoting of the Core Competence of insurance companies can't leave the theory supporting, Now they are faultiness theory bases and factors, these are key matters about cultivating. So basing on domestic and abroad studies, analysising the present Sino-funded insurance companies' competence condition, the thesis set up a cultivated the system and put forward to cultivating measures.The main study contents are: (1) Defining the definition of the Sino-funded insurance companies' core competence. Pointing out: it isn't a single skill but are ability systems. (2) Basing on literature search, demonstration search and oneself characters, the Sino-funded insurance companies'core competence are constituted by four factors. They are risk management ability, R&D, market deploitation ability and organization learning ability. (3) Theories foundations of cultivating are continuable development theory, innovation theory, risk management theory, corporation competence theory and fuzzy theory. Thereinto, the continuable development theory provide the right development idea and strategic thought; Innovation theory is a core thought reliantly; The risk management theory provides the theories guides in cultivating core competencies process how to manage the risk; Corporation competence theory is an essential theory, it is propitious to comprehend meaning and factors of the insurance companies'core competence on the whole; Fuzzy theory is an important theory for quantitative analysis the insurance companies'core competence.. (4) Analysing the Sino-funded insurance companies'core competence'competition actuality.Pointing out:they are lack of competitive abilities in strategic management, technic innovation, measure of marketing & selling and core resources. (5) The foundation of cultivating the Sino-funded insurance companies'core competence is R&D,key is market deploitation ability, fountain of motive is organization learning ability,guaranteeing is general risk management ability. (6) the thesis does a demonstration search in the forestry insurance's contents.