Study On The Development Of China's Pension Service Industry

At present,China has entered a new era of socialism with Chinese characteristics,and economic and social development has entered a new historical period.On the one hand,China is facing the new challenges of supply-side structural reform,at the same time,it is also facing the dual pressure of promoting economic development and ensuring people's livelihood.At present,China's population aging is developing rapidly,the size of the elderly population is expanding rapidly,and the old-age security system is facing enormous challenges.The economic basis,policy system,facilities and other aspects of the population aging are not yet complete.With the aggravation of population aging,the miniaturization of family structure,the increase of the number of elderly,empty nesters and disabled elderly,vigorously developing the old-age service industry is imminent.In 2016,the state promulgated the "Health China 2030" Program Outline,and proposed a plan of action for a healthy China,which will improve the health of the whole people and raise the level of health of the whole people to a national strategic height.The health of the elderly is an important component of a healthy China.Developing the service industry for the aged is an important measure to actively cope with the aging population.It is also an important measure to realize the goal of "providing for the aged,providing medical care for the aged,enjoying the aged and doing something for the aged",and to implement the concrete action of the Outline of the "Health China 2030" Plan.Based on an in-depth analysis of the characteristics and trends of China's aging population,this paper comprehensively discusses the current situation and existing problems of the development of China's old-age service industry,studies the new trends of the development of the old-age service industry,and puts forward policy recommendations to promote the development of the old-age service industry.This paper focuses on the following aspects.First,the theory of pension service development.The theories about the development of the old-age industry mainly include the theory of population transformation,the theory of old-age security,the theory of demand hierarchy and so on.At present,there are a lot of macro-research on the old-age service industry.Some scholars have discussed the status quo of China's old-age service based on large-scale survey,CHARLS data,CLASS data,and some scholars have pondered and explored the policy of China's old-age service.This article combs the related theories,and summarizes four aspects of the demand for old-age services: daily care,medical care,social participation and spiritual consolation,and combs out three key areas to meet the needs of old-age services,namely,community + home integration of old-age services,medical care combined with old-age services,old-age society.To participate in the pension service industry,and take this as an analytical framework to start the research in this paper.Second,the current situation,trend and challenges of population aging in China.Based on the general trend of China's population development,this paper focuses on the analysis of the total amount,structure,sex,quality,urban and rural distribution,regional distribution and other typical characteristics of population aging,and combined with the population forecast of authoritative institutions,analyzes the future development trend of China's population aging,and studies the economic development of China's population aging.The impact of old-age security system,family care,health care and so on.Third,the analysis of the development of the pension service industry in China.At present,the pension service industry is still a new industry in our country,and is in the new stage of development and exploration.This paper first describes the history,current situation and existing problems of the development of the pension service industry.At the same time,it analyzes the emerging mode of the development of the pension service industry in China,and carries out a prospective study around the mode of medical support and pension,the mode of migratory bird care,the Internet plus pension mode,and the real estate endowment mode.Fourth,the needs of elderly care services in China.Based on the sample data of 1% of the national population in 2015,the follow-up survey of China's health and old-age care in 2014,the survey of the living conditions of the elderly and the demand for old-age services,this paper analyzes the current situation and characteristics of the supply and demand of the old-age services from both theoretical and empirical aspects,and explores the contradiction between supply and demand.The construction of China's pension service system provides theoretical support.Fifth,analysis of key areas of pension services.China's pension model presents a "9073" structure,that is,the proportion of home-based pension,community-based pension and institutional pension is 90%,7% and 3% respectively.Based on the demand structure of the elderly,this paper discusses the current situation and existing problems of the old-age service model from three key areas: community + home integration service,medical care service and social participation service.At the same time,it analyzes the relationship between the health status of the elderly and the field of integration of medical care,compares the policies of various provinces for the elderly service,and analyzes the demand direction of the field of integration of medical care and maintenance in China.Sixth,Analysis of the economic effects of the development of China's pension service industry.This paper empirically analyses the output effect and demand effect of China's pension service industry,and explores the difference of provincial and regional output effect and the development trend of China's pension service industry in the future.According to the health level of the elderly,the elderly are divided into self-care elderly,assistant elderly and nursing elderly.The number of the elderly population and the demand of nursing staff in different health levels at present and in the future are estimated,and the differences between supply and demand are explored.Seventh,the experience and Enlightenment of foreign pension system and the development of the pension service industry.The United States,Japan and other developed countries have entered the population aging society earlier,and have formed a good system and mechanism in dealing with population aging.China has entered an aging society under the condition of undeveloped economy.The aging of population is fast.The economic basis,policy system,institutional arrangement and facilities for dealing with the aging of population are not yet complete.The experience of western developed countries is worth learning and using for reference.This paper analyzes the characteristics of the old-age security system and the old-age service system in the United States,Japan and the United Kingdom,summarizes the relevant experience,and further analyzes the challenges and development trends of the commercial old-age pension model in the United States,the Japanese medical old-age pension model,and the British tax financing system,so as to provide some suggestions for the development of the old-age service industry in China.Inspiration from reference.Eighth,to promote the development of China's pension services.Based on the above analysis and the current situation of China's old-age service industry,this paper puts forward some policy suggestions to speed up the construction and improvement of China's old-age service industry,mainly including: building a multi-stakeholder co-participation of the old-age service system;improving the old-age security system as a basis to deepen the home-based community old-age service industry;Service industry management system,increase policy integration;improve the professional level of pension service personnel;encourage the innovation and development of pension service model;strengthen the supervision of pension services,formulate industrial standards;enhance the service supply capacity,improve the pension service information system platform.