Font Size: a A A

Study On Aggregative Evaluation Indicator And Method For Operation Management Of Commercial Banks

Posted on:2003-05-28Degree:MasterType:Thesis
Country:ChinaCandidate:Y S LiFull Text:PDF
GTID:2156360062486041Subject:Finance
Abstract/Summary:PDF Full Text Request
The thesis is focused on the aggregative evaluation indicators and methods for operation management of commercial banks.With the paces of the reform and development of our financial industry quickening, we attach more and more importance to operation performance and financial risk of commercial banks. Aggregative analysis and evaluation for operation management of commercial banks contribute to solve the existing problem and to improve the operation management level. But the traditional financial analysis method, with which we analyze me status quo of operation management of commercial banks, couldn't explain the causes of the variance of such situations accurately, comprehensively and scientifically. Such method analyzes the expenditure and income singly and has no consideration of the organ, business, financial risk, internal control, management level etc.The main contents are that: (1) under the guide of theoretical framework concerning the basic theory, the asset-debt management mode, the basic object etc, we study the evolution course of operation management of commercial banks. (2) from the overview of the traditional evaluation indicator system adopted before banking reform, we probes into the present methods and indicators of part of commercial banks in Chongqing city, then the defects are exposed. (3) taking advantage of the scientific factors of evaluation indicator system used in commercial banks of western countries, a comprehensive and operative evaluation indicator system is explored, which consists of about 40 indicators. (4) the paper suggests six evaluation methods such as aviation analysis method, obscure comprehensive mode, sensibility analysis, compound weight method, management level evaluation.(5) on the basis of former study, we make a brief positive analysis on a commercial bank.The originality of the study lies mat: (1) gearing to the financial innovation, the evaluation indicator system combines single factor analysis, group evaluation with comprehensive evaluation, which improves the reliability. (2) the paper exams the situation of operation management of commercial banks from three aspects such as income, risk and management (3) with the methodology of positive analysis and qualitative analysis, some operative countermeasures are put forward.(4) such evaluation standard proposed may help to accommodate organ and business for commercial banks or help to enhance supervision and to implement information exposure policy for central bank.
Keywords/Search Tags:Commercial Bank, Operation Management, Evaluation Indicator, Evaluation Method
PDF Full Text Request
Related items