A Study Of Premium-paid Base In Social Endowment Insurance System

For replying to aging, we take action to reform the financing pattern of social endowment insurance system, which is from the pattern of "pay as you go" to the pattern of public account linked individual account. But we haven' t carry our point at the present time, because we disburse the pension with the endowment insurance premium of the employee virtually. On this condition, "vacancy account" and revenue less than disburse of social endowment insurance system is very severity. If we can' t solve this problem, that would be affect the standard of living of the retiree, continual and healthy development of social endowment insurance system, stability and solidarity of the society. One of the factor arousing fund risks of social endowment insurance system is falseness of premium-paid base, so necessary steps should be take to assure its authenticity and avoid decrease recessively of the fund.this paper expounds the situation of fund risks of social security pension system by applying a great deal data . Then taking the current system in Zhejiang province as an example, the paper analyzes whether the current system corresponds to by mainly applying the method of game theory . Based on these detailed analysis. Meanwhile by comparing the typical pension system of other countries, the paper puts forward our target system in the future.