Contrast Research Of Legal Norm Of Insurance Fund Application

This text uses the legal norm theories of the forms range and supervision in order to support with the insurance fund, through quoting the legal regulations in the insurance fund application of various countries, comparative analysis world main developed country and NICs (newly industrializing country)'s insurance fund application experience , according to the weak point in the legal regulations of fund application of the insurance in our country, from offer for application and supervision of the insurance fund solid legal foundation and angle that system ensure set out, in financial circles in the face of WTO, is it provide relevant policies and regulations advise under the great environment openning and competing externally to accelerate. First of all, the fund application regulations should use foreign advanced experience for reference , make the rational investment tactics according to of our country development process and insurance business , debt structure difference of aspect of market economy, make the corresponding regulations offer the law platform to support for the application efficiency which raises the insurance fund.Secondly, the legal risk that should control the fund of insurance company while running of the legal regulations, give play to lawyer, accountant, consultant ,etc. in positive role of the insurance fund application. Finally, the value of law that the insurance supervises shows: The profitability and security of fund application are equally important, on terms that coordinate the profitability, mobility and security, the law should offer the guarantee on the system for making the investment supervising in insurance too. It is provided the following advice for perfecting legal regulations of supervision in insurance investment: Perfect the investment environment and relax control to coordinate and go on in step;Strengthen the supervision of the solvency of insurance company, establish the idea of " large fund "; Establish the system of supervising in dynamic risk; Consider from the coordination development strategy aspect on the insurance and capital market as a whole; Make and implement the treatment measures against the unlawful behavior of the fund application finally.