The Study Of Financial Supervision Mode And Its Trend Of Improvement Among The U.S.Japan And Britain

Financial supervision is to guarantee the safe operation of financial circles, keep financial circles reasonable and orderly competition, guarantee a smooth monetary policy implementation and keep whole finance steady essential terms. With the development of financial circles, especially with the development of destabilizing factor of the financial circles evolution, remind all sorts of passive economy and finance effects which people pay attention to studying, taken precautions against and should be operated and causing to the financial system strongly. Theory and practice, supervision content, focal point, technological means of financial supervision, etc. are in constant innovation and development and change. This thesis selected works fetch three representative western developed countries in supervisory system of the finance --The financial supervision modes of U.S.A., Japan, Britain are regarded as the main research object, pass the similarities and differences in such respects as more west country's financial supervision mode and characteristic, etc., trying to summarize the transition trend of the financial supervision mode of western developed country. On the basis of summarizing and comparing, analyses to the existing problem of financial supervisory system of our country, put forward and perfect and set up the suggestion which suit our country's financial supervision mode. This text key content divide into four major part altogether, every main brief introduction the following. First part is the theory that analyses some; I have explained the relevant theories of financial supervision. First of all, and form the key element to introduce generality to the mode theory of financial supervision. Then, I have summed up the theory changes of financial supervision. Second part Analyzed to the financial supervision mode and characteristic in the United States and Japan, Britain. U.S.A. is the typical taking charge of the country where the bank supervises the function by Central Banking; it is a representative of traditional financial regulatory systems. So, this text analyses to the financial supervision mode and characteristic of U.S.A. at first. Britain, Japan these 2 countries carry on the financial supervision reform in recent years, they have all established the comprehensive financial regulator and implemented the unified financial regulatory system, and it is the model of other financial supervision modes of developed country. Analyze from studying in the above financial supervision mode and characteristic of various countries, mine has reached some enlightenment: Implement effective supervising omni-directionally continuously, has already become a key principle and trend of financial supervision; Supervising the respect in the system on the other hand, its centre of gravity will drop on and strengthen validity and pertinence supervised mainly, regard setting up and supervising the important prerequisite realizing being supervised effectively systematically. The third parts have summarized the transition trend of financial supervision modes of the United States and Japan, Britain. Make a general survey of the United States and Japan, mode, financialsupervision of Britain, we will find financial supervision to develop and perfect constantly with development of the financial system. The constant promotion that is globalize with financial supervision, the linkage of the global financial activity and risk increase, in order to present the approximate supervision means to the financial supervision of the United States and Japan , Britain of the emerging problem, and change in the means direction unanimous on the whole. Mainly showing in the following aspects: 1, Supervised to the mixing industry to supervise and change from the dividing industry. 2, the financial supervision mode merges each other. 3, From supervising one-way to supervising and changing in an all-round way. 4, Change from close supervision to open supervision. Through ahead analysis, the last part historical to is it enumerate to go on with extant question to of our country financial regulatory ~system in the article. Draw lessons from the above developed country financial supervision mode, through analyzing I draw the following conclusion: Our country's present financial supervision mode is mainly a method to consult American, take charge of fen that the banking supervises by Central Bank and engaging in regulatory system, the forming of this regulatory system takes shape progressively under the specific historical environment. Because finance, legal system that our country correlated with catch up with development of mixing industry also, not suitable for supervising the mixing industry. Financial supervision mode under three kinds of existing mixed operation in the world, we think our country fetches the middle mode, namely set up the holding group company of the finance and have feasibility even...