On The Legal Supervision Of Bank Insurance Business In China

Bancassurance as an intermediary business between banking and insuranceindustries.Globally, mainly through the bank agency of insurance, strategic alliances,equity penetration and specialized for four stages. With the development of economicglobalization and liberalization， Bancassurance in China also has a certain degree ofdevelopment, but by financial separate operation and separate regulation system in ourcountry, Bancassurance is mainly in the primary stage of development, mainly as thebank agency of insurance, and there is also a part of the financial holding company formas some of the more senior Bancassurance in the financial system graduallydevelopment. But faced with some problems in the process of development, legalsupervision is not perfect.This article through collecting and using data, from theperspective of legal supervision, based on the present supervisory management law ofBancassurance in china, pointed out the legal supervisory issue of Bancassurance, suchas regulatory law norms of just bank agency of insurance business, inefficient regulation,etc. use for reference foreign related mature experience put forward some Suggestionsof perfecting our country’s legal supervision of Bancassurance. Including for theperfection of legal supervision system and improve the regulatory system, so as to ourcountry the improvement the legal regulatory system of Bancassurance to help maintainthe Bancassurance long-term and stable development of our country.