Pilot Work Research Of Gansu Province Microfinance Company

Microfinance company is the local government in order to make up for a lack of rural financial services, promoting "agriculture, countryside and farmers", and small and medium-sized enterprise development offer a kind of financial innovation products and perfect rural financial services, solve the shortage of funds of small and medium-sized enterprises, regulating the flow and financing behavior folk capital plays an active role.Gansu microfinance company pilot began in the second half of 2008, and the whole nation, is at the same stage of exploration. In the provincial government financial do vigorously promote and related departments, actively cooperate with the pilot work goes well, showed vigorous development situation, and made good achievements. But at the same time also facing many factors, including many with common problems. Gansu microfinance company pilot study, puts forward relevant solutions in Gansu province and even the whole country to promote the healthy and orderly development of microfinance company has an important practical significance.This thesis microfinance company in Gansu province as the research object, this study based on the research situation ideas, the detailed analysis of the Gansu microfinance company pilot process faced financial subsidies, such as lack of tax preferential policies, the financing channel is narrow, the tax burden is heavy, and internal management level is low, ongoing oversight, lack of reference of foreign microfinance after successful mode and domestic microfinance company pilot experience on how to further improve, Gansu microfinance company pilot, and promote the sustainable and healthy development of microfinance company, respectively from the perfect system and microfinance company oneself construction two stratification planes proposed broadening microfinance company the financing channels, strengthening policy support, enhance sustainable development intrinsic motivation, strengthen supervision and perfect the policy Suggestions such as external development environment. And put forward as the country microfinance company pilot work thorough propulsion, future research priorities should concentrate on four aspects:one is the overall planning, realize how microfinance company reasonable area layout; The second is promulgated the national unified microfinance company preferential policies; The third is how to solve microfinance company identity issues; The fourth is formulating reasonable effective regulatory mechanism.