Research On The Problems In Pilot Operation Of The New Rural Social Pension Insurance Of Hebei

In 2010, The new rural society pension insurance is promoted in some areas of hebei province.The guidance of the new rural society pension insurance in hebei province has opened a new chapter in rural society pension insurance. All the people agree that the new rural society pension have some innovation points, one is basic pension and individual accounts for the insured and the other is that the insured have Local financial Subsidies. The two reflected the responsibility of the state for rural society pension insurance, and clearly defined that the local government must provide financial subsidies.In hebei province, it also has some problems in the practice. The government subsidy of Underdevelopment areas is difficult to paid-in investment, the government has no financial risk mechanisms, the plan is lack of attraction, difficulty in increasing the value of the Fund, difficult to converge with other systems, and the low level of management services. On the other, this paper has done some forward-looking analysis of some problems. Example, if ahead of schedule to achieve full coverage,does Local governments have pressure to pay subsidies; if the rural residents need of high level of pension, can we try to pension-for-service.For that, the solutions is that: Increase the incentive of the plan in order to attract the more middle aged to take in; To establish the financial burden-sharing mechanism ensure that the amount of financial subsidies fully founded; Development the Convergence of measures whit other systems; Definite the property of Personal Account; Innovation the insurances with other systems to enhance service capacity; Attention to the problem in the pilot, perfect the system and relevant supporting measures in time.