China Private Enterprises Social Insuring Incetive Mechanism Research

The integrity of socialism marketing economics must be based on the social insurance system that is called the security net. All laborers should be included in the social insurance system. But the practice has brought about many problems such as the scarcity of enthusiasm to join the system, rejection of fee collecting and owing of charges. Why can not the insurance system that benefit all people carry out successfully? The key point is the shortage of the stimulation shortage in the social security system.This article analyzes some factors about the social insurance demand of private enterprises on the basis of the investigation on Zhejiang enterprises, and supplies real evidences for the further improvement of the current social insurance system.The structure arrangement of chapters and sections is as follows:The first chapter determines and measures some data from investigation questionnaire. It analyzes some factors about the social insurance demand of private enterprises on the basis of the investigation on Zhejiang enterprises. The key point lies in the higher social insurance contribution rate of enterprise that has exceeded the support range. And the enforcement of the social insurance practice will bring out some negative economic effects.The second chapter analyzes the relationship between enterprises competitiveness and social insurance system. It is the most important factor that holds up the enterprises joining the social insurance system. Many private enterprises consider that joining the social insurance system will lower their competitiveness in the market. It's one of the important factors that private enterprises refuse to be in for the system. This part analyses the ingenerate contact between social insurance and competitiveness, and point out the system condition that the social insurance can affect competitiveness. The condition will bring the right comprehension of the social insurance and promote the possibility of private enterprises to join the system.The third chapter is the construction of stimulation mechanism of social insurance system. This part analyzes the prompting function of the current social security system deeply in the light of Game Theory and puts forward some innovation countermeasures. It points out the different benefits between enterprises and the government, and emphasizes the shortage of stimulation mechanism is the key factor that arose the higher burden in enterprise. This part brings forward a reformation pattern and advice to lighten the enterprise burden and realize the system shunt successfully.