The Commercial Bank Of Our Country Promotes The Research Of Business Of Investment Bank

The finance is a core of the modern economy, and the banking is the most important component of this core. Banking of our country, later on pattern developed together with several national shareholding system banks and more than 100 urban commercial banks of getting from the initial four major state-run banks, has made great contribution in the reform of the banking system and development of national economy.However, under the macroscopical background that the system goes through transition and opening to the outside world, the existence and development of the commercial bank of our country have been facing a great deal of challenges of economy and testing of finance and the society all the time. On one hand, the market economic system reform moves forward to the depth;the uncertain factor in economical operation is increasing constantly;various contradictions interlock each other and the business risk that financial enterprises face becomes more and more complicated;on the other hand,with the deepening constantly of reform and opening-up, the numerous and complicated entry and growing up fast of the foreign capitals bank, with the diversification during the same trade of the bank, the internationalized and fierce competition for characteristic is fiercer and fiercer.But the commercial bank of our country still stays on the traditional management mode taking obtaining and depositing the loan profit as main profit,undoubtedly, with the fast development of the banking, this management mode has already influenced the fast development of the Chinese banking seriously. So, the commercial bank of our country should look for the new point of growth of profit under the background of the internationalization. It is undoubtedly a new opportunity to develop business of investment bank, keep and open up customer resources by developing business of investment bank, stabilize the capital source, improve the competitiveness. The development trend of the international financial circles of the analysis of this text and commercial bank of our country launch the necessity, feasibility, current situation and restriction factor of the business of investment bank. Combining the financial reality of our country, research and propose the problem that choose and pay attention to of tactics that the commercial bank launches the business of investment bank under the circumstances that the existing monetary system is arranged, have important realistic meanings. The article is mainly analyzed from several following respects:Article first part mainly on commercial bank and difference and get in touch, make simple introduction of investment bank, including defining respecting, business respect make simple introduction. The second part of article has mainly done more exhaustive argumentation on necessity and feasibility that the commercial bank is engaged in the business of investment bank. The third part of article has done the detailed introduction to the current situation which the domestic and international commercial bank engaged in the business of investment banked,and further expound the commercial bank of our country is engaged in feasibility of the business of investment bank and its enormous potentiality. The fourth part of article has done the studying of probing into to phased tactics and mode which the commercial bank of our country engaged in the business of investment banked,and have put forward the so-called double round drive mode to design. The last part of the article has mainly put forward the suggestions that it should choose the scientific management mode during the process of engaged in business of investment banking about the commercial bank, and should strengthen some suggestions of risk management that the commercial bank launch the business of investment bank.The development trend of the global financial circles of the analysis of this text and commercial bank of our country launch the necessity, current situation and restriction factor of the business of investment bank, combine the financial reality of our country, research and propose the tactics that the commercial bank launches the business of investment bank under the circumstances that the existing monetary system is arranged and problem that should be paid attention to, have important realistic meanings.