| The old-age insurance system is the product of social development and progress, the important symbol of modern civilization, and also the important means to make up for market failure and carry out macro control.At present, China has entered a very important and special social transformation. How to maintain social stability, maintain social justice, guarantee and promote China's economic and social sustained, rapid, coordinated and healthy development is concerned by all sectors of the community. And one of the important themes is the rural old-age insurance system reform. More than 30 years have gone by since China began its reform and opening up, the farmers have made great achievements in the economic development and social progress. Their living standards have been greatly improved, but the old-age insurance contradictions and problems have become increasingly prominent. On one hand, with the deepening reform of the rural economic system and the development of the market economy, traditional pension system is less and less able to meet the situation, so there is an urgent need for home care to the pension changes. However, China's rural old-age insurance system has long been impacted by the dual urban-rural economic structure and the traditional pension, which has caused the lag. On the other hand, since the l970s strict implementation of the family planning policy, China has completed the process of changing population in a relatively short period of time, and the rural areas will soon enter an aging society. Thus, it is necessary to strengthen the rural old-age insurance system and actively explore the ways fitting for the development level of China's productive forces and the rural conditions. This article combs out the basic research and related issues of rural old-age insurance system, and analyzes the current situation of China's rural old-age insurance, especially the main problems. According to Suzhou City's rural old-age insurance cases and the foreign pension insurance system's establishment, development and characteristics, it explored the problems and to draw on the useful experience. On this basis, it raised countermeasures of developing the rural old-age insurance system. It needs to point out that the measures and proposals in this paper did not stop on the general practice level. It has formed a logic overall framework from the premises, principles to specific implementation. |