The Existing Problems And Countermeasures Of Jiangxi Province Rural Social Endowment Insurance

Building a socialist harmonious society can not be separated from the rural areas,farmers and the rural old-age insurance system. Currently prevalent in the rural areas of Jiangxi Province is the traditional family-based old-age pension insurance, along with economic development and social change, the traditional family endowment function is continuously weakening, land protection function is also weakened. With the aging of the rural population is getting increasingly serious, the support of rural residents the old issue has become a social problem that should not be overlooked. Therefore, we must quickly reform the rural pension system, establish the social pension insurance system of rural residents, and achieve the transition of rural residents' endowment from the family endowment to the community old-age pension. Rural social endowment insurance is an important component of the social security system in China. The implementation of rural residents' endowment insurance system is of far-reaching significance, for deepening rural reform, protecting the interests of farmers, implementing the basic national policy of family planning, effectively advancing our province's rural land reformation and perfection, promoting rural economic development and social stability. At the same time, establishing and improving rural social endowment insurance system will solve the "three rural" issue and realize development of urban and rural , building a harmonious society, coordinating economic development. What's more, it will help the Jiangxi embarking on a rural social endowment new trails with the characteristics of Jiangxi Province, meeting Jiangxi Province situation. The trails will response to the progress of civilization, updating traditional pension concepts, strengthen the social security function, realizing the combination of social and family old-age pension, solving the worries of farmers, then, promoting rural economic restructuring in Jiangxi Province, accelerating the socio-economic development.This paper combinate the historical background, on the basis of previous studies, to the Marxist dialectical materialism and historical materialism as a guide, to the rural market economy as the starting point, foreign social old-age insurance system on the useful experience, Both attention to the social old-age insurance system and the universality of common existence, also expressed concern about the special nature of rural in Jiangxi Province and personality, Combining Jiangxi rural social endowment insurance system for the status quo, to adapt to the Jiangxi rural social endowment insurance system of the model framework, At this stage of the full implementation of rural social endowment insurance system for the feasibility with a view to Jiangxi rural social endowment insurance system and provide a theoretical basis. Through the introduction the development and achievement of Jiangxi Province since 1992 the rural social endowment insurance has begun pilot to the end of 1998 in the six years, and in 1999 rural social endowment insurance be sorted out after all the work has stopped the status quo. Proposed the existing problems of the rural social endowment insurance in Jiangxi , including the errors of the farmers' awareness, the lack of legal protection in rural social endowment insurance, the problems of fund-raising and fund management and so on. And deal with the existing problems to further explore how to establish a suitable Jiangxi in the situation in the province, Jiangxi characteristics of the rural social endowment insurance.