Analysis And Countermeasure On The Problem Of City Card Project Development In China

City Card Project, in fact, is a system of pay, comparing with bank-card. And it's based on IC-Card Application, and wildly used in many fields, in order to make the life of people more convenient. And the feature of this project is Multi-purpose. The project must follow the rules of overall plan, progressively implement, ect. And the project can be used in the fields showing below: medical insurance, social insurance, public transit, fees contribute, financial consumption, what concerning to the life of people. The city card has the chance to substitute the cash and be the medium of information.After the carefully research of City Card Project in different districts, for example, the project in Chongqing, we can discover what the project really is. We carefully analyze the content of the project, system constitution, appropriate area, application method, profit method, and the possibility of multi-purpose, and propose the suggestions related.During the development of the project, we can draw a conclusion that the project is developing very fast and has been the accelerator of IC industry. We can still discover many problems concerned. Though The cause of building integrated circuit IC Card Application Execution Guide published by the Ministry of Construction of China, has been the standard of project operating, IC industry standard, technical standard of the project, the Guide still has dropped behind the development of the project.From the research, we found some problems, for example, lack of planning of the system construction, coordination of different sides, redundant construction, lack of Third-party monitoring, lack of industry standard, lack of construction investment, lack of technical ability, lack of planning for reserve talents, ect.To resolve the problem above, the article gives some suggestions, for example, the operator of project must be state holdings, foundation of joint networking organization, normal standard, City Card Project operators and banks, together, build the system and environment of national payment.