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The Small City Of Pension Fund Regulation In China

Posted on:2010-11-09Degree:MasterType:Thesis
Country:ChinaCandidate:M T JiangFull Text:PDF
GTID:2189360302966237Subject:Administrative Management
Abstract/Summary:PDF Full Text Request
China's social insurance is gradually moving towards standardization, the legal system. Old-age insurance as a subsystem of social insurance, social insurance plays a vital position. For many of our people, the old-age insurance funds are a strong guarantee for our old age is to ensure a smooth running of the "regulator." In the social insurance has made many achievements at the same time, social insurance funds are also facing considerable risks. Among these, the pension insurance fund has encountered some difficulties and problems to be solved. The growth rate of China's elderly population is gradually accelerated, a high degree of aging on the social reality of this situation produced a certain amount of pressure on the collection of pension insurance and expenditures has been severely tested; At the same time, the social insurance system in China also shows the status of running lack of them, institutional development, the actual situation of the implementation, operation effectiveness, monitoring the effectiveness of the problem in the social insurance system is running in more or less apparent. In some areas, old-age insurance become the object of indiscriminate use indiscriminate and Norway has become a sort of a small society has to face the pressure. Personal accounts pension insurance accounts to run empty, it is difficult a certain accumulation. To protect the security of pension insurance, pension insurance system for effective operation, we are urgently needed to resolve. Looking at China's current pension fund related to ways and means of supervision, has formed a certain management style, but in practice will inevitably encounter many problems. The low level of economic development for small and medium cities, old-age insurance is difficult to resist economic risks, weak economic base of the first load, it will be to develop suitable management practices prevailing circumstances, give full play to the role of pension insurance fund to achieve its significant role.This paper describes the status quo of China's pension insurance system, based on an overview of the relevant pension insurance concepts and content, including the concept of pension insurance funds, pension insurance fund source, medium and small cities pension fund supervision contents and methods fundamental problems. At the same time, analyzed the current medium and small cities in the pension insurance fund status and problems of supervision. In practice, supervision and management, pension fund supervision department quantity, did not form a unified regulatory authorities; many parts of the insured rate is low, there is not enough regulation of funds team, professional, information technology and backward, regulatory issues such as the law is not enough sound existence. Highlight these issues out: on the one hand, pension insurance funds can not be achieved and effective accumulation of funds on the other hand, can not make more people enjoy the old-age insurance benefit and is good for monitoring the efficiency of pension fund has a large impact. Old-age insurance supervision by imperfect analysis and comparison, we can see in the fund management on the merits and shortcomings. The third chapter is the focus of this article, intended to cover the medium and small cities, old-age insurance supervision of new ideas, discovered new problems, solve new initiatives. Learn from other regions and abroad, a number of practical operational matters, such as Singapore, Hungary, Poland, the Czech Republic, the United States and other countries pension funds conducted under the supervision experiences, and to be combined with local and put forward the model for the region, through the different aspects are given ways and means of regulation. These ways and means are based on the specific status of medium and small cities made, andInnovations of this article is: old-age insurance funds are more concerned about the reality of China's scholars, one of the issues. There are many people on this issue internally there are many unique combination of insight and analysis of the actual situation. Generally speaking, mainly from the pension insurance fund raising mode, capital operation and supervision aspects of the fund. This paper also supervision of pension insurance funds to do a certain amount of analysis, but the main focus in the "small city" on. From the major direction of view, China's rapidly increasing elderly population in the circumstances, the country as a whole to constant attention and supervision of pension fund problems, which also includes the small cities development trend. White City is located in Jilin Province. Jilin Province, north-west, is an industrial and agriculture-based small cities, this article of how effective monitoring in the medium and small cities pension insurance fund as the main research contents. In this unique city features on top of the gradual resolution of the fund regulation, the substantive crux of the problem clearly explain the different regulatory systems for flaws put forward different ways and means to alleviate the practical problems with the actual operation. The purpose is that through continued scientific, humane, systematic way, in the old-age insurance system to promote the progress of human civilization and realize scientific development, make the country wealthy and strong. For small and medium cities, the following policy recommendations: First, establish relevant laws and regulations. The social insurance laws and regulations from a legal point of view to the insured person and the regulatory constraints, so that the responsible person by the social insurance can be a legal basis for reference, so that serious and effective ideological and enjoys popular support, so that the people believe that social insurance institutions and personnel, I believe that laws and regulations in force. The second is to fully tap the power of social supervision. The power of social supervision is powerful, is not expected. To take full advantage of social forces, with the public, public opinion, with the relevant interest groups to supervise, constraints, funds, and consciously accept the supervision of the public. Third, implementation of "role responsibility" management system. Medium and small cities in China's pension fund should be implemented, "duties responsibility system", mainly from the old-age insurance in terms of planning and management process, the Fund's collection department, the Fund's operations and funds to pay the respective departments to take full responsibility for own work . Fourth, establish the system's information management system. In the Fund's three different links, are operating on the basis of information technology, operation record, the implementation of the record, operation record, process and clear, to the supervision and management has brought new ways and methods to improve the work of employees efficiency, improved regulatory supervision of the actual monitoring capacity and to ensure the safety of the funds. 5 is the training of professional supervisors and staff. From two directions, in part, regulators, part of practitioners. 6 is to establish incentives and punishment mechanism for practitioners. Practitioners to establish incentive mechanisms to improve staff motivation. 7 is to strengthen the supervision of the government's role in the fund. Government in the social security system can provide a suitable country in this region the framework of the pension insurance system, providing the relevant judicial system, the system provides a good external environment and regulatory system.
Keywords/Search Tags:small and medium cities, pension, fund regulation
PDF Full Text Request
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