Analysis Of Civil Commercial Bank' Competitive

The article established Commercial bank's core competitiveness and the foundation competitive indicators, through AHP-grey system theory model's foundation studied the Commercial bank competitive power, analyzed the competitive power influencing factors, proposed some suggested to the internal commerce bank, compared domestic and foreign Commercial bank competitive change, discover that the internal commerce bank approaches in the resources deployment and organization scale approach to the Foreign bank, particularly the Minsheng Bank displays outstanding in the organization scale and the average per person efficiency aspect. The research also discovered that the big scale organization and high per person efficiency Commercial bank places well, study indicated that the core competitiveness is foundation competitive power's extending, the foundation competitive power promotion relies on the organization scale and the average per person efficiency. Therefore strengthens the flattening management, raising mechanism scale, inducting the organization limited resources to concentrate in a profit making higher profit, raises the average per person efficiency. Simultaneously selects the representation to put in and out indicator system, based on the Malmquist-DEA model analysis of 15 Commercial banks. Through Malmquist-DEA competitive power analysis discovery, in the short-term the foreign bank puts into production the disposition to be superior, three big state-owned Commercial bank scale reward is most superior and productivity promotion mainly depending on the technology advancement support, but supports the technology advancement is the scale factor's enlargement. The joint stock Commercial bank productivity's promotion depending on managerial expertise's promotion, the proportion which the merely technical efficiency occupies is lower than three big state-owned banks. The city bank because the scale, the region limited, Its business efficiency and the technology advancement relative stabilization, the Malmquist index relatively stable. the internal commerce bank competitive power promotes with steady steps, the Malmquist index is also higher than the foreign bank, with the lapse of time will reduce disparity.