Research On Guarantee Financing Operation Of Logistics Industry For ABC

Since 2000, along with the vigorous development of China's e-commerce, logistics companies all over the country sprang up like mushrooms, there are government-run, there are private-run. In its rapid development and expansion process, the financing difficulties of the problems appear. As the industry business model in which the special nature of logistics enterprises difficult to achieve China's commercial banks to lend the required standards. Logistics company's most valuable assets is its network, and this is precisely the things outsiders difficult to assess. The banks need to "bricks and mortar" that is fixed, logistics enterprises often quite lacking. Relative to their huge volume of business and financial needs, they can come up with the hand fixed assets is pitifully weak. To resolve this contradiction, there must be a security agency involvement.CJ Guarantee Corporation is a not a long-established professional security company, is private capital to initiate, in cooperation with the Agricultural Bank has just begun, and now is in the business period of rapid growth, need to establish the core customer base. Agricultural Bank of China in recent years, lending operations to focus on the development of SMEs, but also need to develop a unique competitive products to open a larger market. It is precisely because the development of a common market demand, agriculture, banking and CJ guarantee company hopes to design a targeted assessment methods and risk prevention programs, services, logistics companies to establish dominance in the market.This is the help of DDD logistics company and the Agricultural Bank, CJ guarantee the company a case of real data and materials in order to proceed, first detailed analysis of the logistics company's operating condition, and in financing the difficulties encountered in the process. On this basis, I conduct a full range of its operation analysis, including analysis of financial factors and non-financial factors. And then sum up the initial financing program, which focuses on the design of counter-security measures. Then the financing options to make qualitative and quantitative risk analysis. Finally, with the Agricultural Bank of China is currently in SME lending policies and products, design a suitable logistics company's loan products counter-guarantee program.The article concluded that, through the application of this program, agricultural banks and bonding companies for the logistics company's assets can be effectively controlled, it broke through in the past due to lack of collateral assets led to an effective financing-bottleneck, the amount can be in a safe within the context of logistics companies financing. Agricultural banks and bonding companies and logistics companies to carry out the successful cooperation, to expand high-quality clients. The financing channels for logistics companies to become clear, in the fierce competition in the business even more advantages.