Tudy On Application Market And Operational Methods Of Mobile Payment Of Fujian Mobile

Mobile phone is one of the methods for modern electronic payment, which provides payment service via mobile phone to conduct business such as bank account transfer, payment and shopping, and which is a cross-industrial service resulting from the combination of banking and mobile communication. Although it is still in development and differs in sort and method, mobile payment has brought people with significant convenience. Therefore, it possesses a world-wide development.Referring to experience of mobile payment of each country in the world, mobile telecom operators, especially powerful ones, promoted the establishment of mobile payment system by integration of industrial chain from top to bottom with a result that mobile payment had penetrated into general life. Therefore, development of mobile payment showed that the development of mobile payment has a close connection with capability and operational policy of characters of industrial chain including telecom operator.Currently, Chinese environment for policy, economy, society and technology is growing mature, and application of mobile payment has developed rapidly. The field for application in 2008 has expanded from traditional ones to larger scales such as E-commerce, shopping and transportation. During the process, financial organization, telecom operator and the third party of the industrial chain have formed a complicated relation of interest based on advantage and capability of themselves.