The Research Of Chinese Affordable Housing Financial Expenditure Policy

Housing security has always been a livelihood issue for governments, for which our Chinese government has also allocated great mount, of fund This paper analysises the Chinese housing security system, from a newly perspective of fiscal expenditure patterns,and then capares our expenditure patterns with the developed cuntries'to find the problems in our system, after that ,the writer designs a expenditure pattern for housing security ,combining with the fiscal expenditure structure optimization theory, in order to solve these promblems.The train of the design is,first of all, clearing the three principles of fiscal expenditure structure (ie the combined size ,the soundness and the effectiveness of fiscal expenditure). Secondly, carding the existing low-rent housing system, the affordable housing systems and the housing provident fund system of China.This carding is based on the targets of fiscal expenditure, and then dividing our housing security system into housing security polices of supply, consumer and financial.At last, this paper improves the housing expenditure patterns under the guidance of the three principles.Housing security expenditure policy is designed to follow the. three principles of optimal financial expenditure to carry out, which is the combined size of fiscal expenditure, fiscal expenditure is reasonable and the effectiveness of fiscal spending.the scale of cooperation in the financial expenditure of the principle of housing security of the target population to establish a precise standard, that of the low-cost housing and affordable housing at two levels of housing supply and housing demand view to achieve balance.the principle of rationality of financial expenditure, the perfect low-cost housing and affordable housing in the housing consumer information system, to overcome the information asymmetry caused by the financial expenditure to promote social equity in the "absence."the effectiveness of expenditure under the principle of fiscal spending to develop affordable housing policy the details of the system, as far as possible to protect the Government's fiscal spending on housing expenditure to achieve high performance.