Credit Card Industry Practice And Exploration, Development In China

The credit card took one kind of new comprehensive finance means of payment,is the traditional finance service and the modern information technology union product.Is symbolized the society progresses one of comprehensive targets, after but has beenthrough repeatedly the long development course, domestic to credit card understandingmore being detained in "Product" the stage, has only then established "Industry" untilthe 21st century the development localization. The industrial production developmentfaced with germinates, progresses early slowly, the development step falls behind byfar the rate of economic development awkward aspect. Whether discovers to suit theChinese credit card industrial production development the path, to speeds up thedomestic credit card industrial production development speed, then the impetusmonetary system reform, speeds up the economic development and the social progressaspect all has the extremely vital significance.This article obtains from the Chinese credit card industrial productiondevelopment initial period existence question, in view of present domestic universalexistence people to credit card cognition difference; Limits with the card environment,is not standard; Individual credit system flaw; The profession risk increases and so onthe present situation, should follow the occurrence, the development rule according tocredit card itself, in carries on the review after the credit card whole developmentpattern and the tendency. Through the research partial developed countries credit cardindustry development fit and unfit quality, carry on the credit card industrialproduction national development to China and the present situation carry on askedexamines takes the pulse. Makes every effort in to know oneself and the other sideobjectively, is real the situation which exists after the Chinese credit card industrialproduction advancement in to carry on the analysis appraisal, the defined Chinesecredit card industrial production development direction, and unifies own understandingand the article analysis result proposed has the feasible policy suggestion.