Chinese Bankers Model Of The Transition Period

As an important pillar of developing a country's economy, the financial institutions promote the healthy development of the national economy. The bank is the core and soul of the market economy. China is in the transitional period now, the currently historical stage of the system vicissitude of commercial bank is one of the most representative system. On the one hand, the commercial bank's system vicissitude not only reflects the comprehensive in the connotation and extension and in the constitute of the driving force performance together of the market forces and government forces; on the other hand, today's commercial bank's change of system is a global change, with the universal significance. Therefore, naturally the banker's behavior decides the success or failure of the bank, they show the different mode at different times. Therefore, the analysis of the banker's is the basis of developing China's banking industry at this stage.This article is based on the research of scholars who did many theoretical studies on bankers. ZhangGuoman said the quasi-official status of the state-owned commercial banks that called administrative level has not changed in the transition period, it should establish a rational system as soon as possible to finish the bankers' change from the quasi-official to business bankers. Shixiaokun said that the bankers in state-owned commercial is a quasi-banker.The article started with the planned economic system, analysing a single state-owned financial system which under the country's highly centralized management system in the plan period, so as to come to the "political" mode of the bankers under the single financial system; With the growing costs of controlling financial system, as well as the low efficiency of the State-owned banks, the country started the separation of powers' reform and the establishment of market economy's reform, so that our country is entering the economic transition period. In the reform, there were a lot of rent-seeking opportunities, and the various interest groups who promotes institutional change began to take actions in order to seeking rent, and the outside system's financial system is formed in such a background. In this paper, it analyzed the formation of the outside financial system in the third chapter, and further analyzed the game between the central and local governments, state-owned financial institutions and non-state-owned financial institutions in transition period, in order to illustrate our special economic system in transition period that both State-dominated financial system and non-state-owned financial system. In order to come to the "political bankers" mode which is adpt to the present stage of our economic system.Finally,the article shows that China's reform is a combination of mandatory reform and progressive reform under the guidance of political banker.In conjunction with the national utility function as well as the political utility function of the bankers described the special "inverted U-curve"of the China's special financial system vicissitude. In order to prove that the political bankers is important for deepening reform of China. In the article, it raised the prospect of professional bankers mode in the last chapter.