Current Old-age Insurance System For Enterprise Employees In China And Research

Population aging has already become the basic trend of world population changes and the focus that the international society concerns. It is also the development and trend of population for China, which causes directly China Social Pensions Insurance System to bear unprecedented pressure. With this background, it is active and meaningful to establish and prove the Pensions Insurance System.In 1997, Chinese Government decided to set up the mode of raising Social Pensions Insurance by integrating Social Mutual Assistance Programs with Personal Accounts, which symbolizes the transition of Pensions Insurance System from Pay-As-You-Go System to Partially Accumulated System. With the system reform, a series of problems irreversibly come up.From the point of view of population aging, this paper, by using empirical evidences, analyzes the characteristics of china population aging and the effect on Pension Insurance System, indicates the realistic problems in our current Social Pensions Insurance System, and makes suggestions for improving our Pension Insurance System through research on the issue of invisible debt.