A Study On The Perfection Of The Legal System Of The Old - Age Insurance Of The Urban Migrant Workers In Heilongjiang Province

As China’s market economy continues to develop, and constantly adjust the industrial structure, the rapid economic development of the individual,the number of self-employed workers emerged more quickly and largely.Meanwhile, along with the Heilongjiang Province’s growing aging population, self-employed pension pressures increasingly prominent. Third Plenary Session of the Party in the eighteenth also pointed out: "focus on better protect and improve people’s livelihood and promote social equity and justice, to establish a more equitable and sustainable social security system, establish and improve a reasonable balance between various types of personnel to determine social security benefits and the normal adjustment mechanism. " Individual workers pension insurance as an important part of social security and livelihood issues, coupled with development status of individual workers, self-employed for the special pension reform the legal system is very important.A major reform of the pension of only enterprise workers and institution staff pension insurance system development system on 2014, but still no problem for the pension for self-employed workers such groups to give sufficient attention and attention. For a long time self-employed pension reform has been relying on old-age insurance for enterprise employees,unfounded and occupational characteristics of individual workers actually have targeted specific reforms, but also a lack of relevant legislation and scientific stability, which in turn led to the urban self compared to other groups of workers pension insurance willingness poor, the insured rate, the slow development of the status quo.In this paper, the status quo legislation and practice of urban self-employed Heilongjiang province pension starting legal system, based on the individual worker and the status quo of Heilongjiang Province financial development and endowment insurance in Heilongjiang Province,Heilongjiang Province revealed and urban self-employed pension insurance rate, increased pension gap year, slowly raise the level of management and other issues and causes, Learn from the successfulexperience of Germany, Chile, the Philippines and other countries,combined with the concrete practice of Heilongjiang Province, for the workers pension reform the legal system of individual cities and towns in Heilongjiang Province proposed legislative model, insured way, payment design, pension operations, personal accounts improve the function and management and other aspects of the proposal.