Choice Of Development Strategy Of The Multinational Banks And China's State-owned Commercial Banks

From the 1990s, the development of international banks have appeared the new trend: the rising of Capital Adequacy Radio; starting new wave of merger and acquisition, different business and transnational's merger and acquisition being the new feature and it deepening the level of globalization; springing up reengineering the bank; developing countries transnational managing frequently.Along with the globalization of the international banks and our country entry the WTO, international banks enter China no barriers. So, the situation of our state-owned commercial banks will be harder. Foreign banks drive straight in and compete with our state-owned banks in market, customer and business. But our state-owned commercial banks' Capital Adequacy Radio is low, and international competitive power is weak. So, how to strengthen the competitive power of our state-owned commercial banks, realizing their strategic transformation and being able to compete with the transnational banks in international financial market are the problems we must consider now. In my thesis, I analysed our state-owned commercial banks' status quo and the new circumstances after entry the WTO, put forward the plans of state-owned commercial banks' property right reform and transnational managing . In the ends of the paper, I advanced my proposal that our state-owned commercial banks should approach the standard of international banks and raised a series of strategic choices for their development.