Competitiveness Of China's Commercial Banks A Comparative Analysis

The finance is a core of the modem economy, and the lifeblood of the national economy. China join WTO after the five year, Chinese banking overall to open foreign countries, Chinese banking face straightly foreign capitals challenge of bank hit. At present, Chinese banking, especially though four major state-run commercial banks possess the initial scale of competition, Exist a great deal of such as bad assets proportion high, operating mechanism perfect, profit ability low grade problem, The competitiveness is obviously insufficient. In transition period of five years, must promote the international competitiveness of the state-run commercial bank effectively rapidly , Constructing the modern commercial banking system, this is a financial reform and primary task of development. This text is based on comparative theory of the competitiveness , compare the thread with Chinese state-run commercial bank and competitiveness of foreign bank, Utilize a series of index, through determine the nature ration compare, comprehensive appraisal analyse of our country excellent inferior position and strategic choice of state-run commercial bank, Leading the Chinese banking to seize the opportunity, deepen reform, smooth transition, Strive to occupy the favorable status in the competition of the international finance, maintain the Chinese banking to develop high-efficiently and steadily, Promote the sustainable development of the economy of our country.