Corporate Commercial Credit Risk Management

Market economy is credit economy. With the acquiring of great achievement in Chinese economy, our society credit order become confused, credit environment become unhopeful , the credit problem has damaged the natural economic development. Credit is the base foundation of market economy and the inherent character of institutions society. Therefore, it is practical demand of promoting economy and society development that to establish a good credit environment and a perfect credit system, during the transitional period, to establish and strengthen credit system is extremely urgent.Credit risk has many rank-order, it is may be Bank Credit, Fiscal Credit, Consumer Credit, Business Credit, and so on. Because enterprise is the main part of market economy, the Business Credit is the core and base of administering credit risk. If the Business Credit cannot be administered perfectly, it is undoubtedly to influence the whole society. Therefore, administering the Business Credit is the key step and basic work to administer whole credit risk. It is the starting point of this paper.Implementing credit theory from start to finish, revolving around business credit, countering the present conditions of Business Credit, absorbing the domestic and foreign advanced experience, the paper discusses the management of Business Credit Risk.After expounding the basic theory of credit, Business Credit and Business Credit Risk, the first part deeply analysis the credit crisis in our country. The second part summarizes the present study of credit risk management in domestic and foreign. Enterprise credit integrates close together outside environment, the third part analysisoutside environment that should be studied emphatically. From outside to inside, the fourth part studies the system design of the Business Credit Risk management. Next, the fifth part introduces, analysis, introduce and develops some management methods. Last, the sixth part introduces and studies dispersion and estimation of Business Credit Risk.