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Study Of The Efficiency Of Commercial Banks In China

Posted on:2006-03-21Degree:MasterType:Thesis
Country:ChinaCandidate:H M ShaoFull Text:PDF
GTID:2206360152985715Subject:Finance
Abstract/Summary:PDF Full Text Request
1. The purpose and significance of the study The paper focuses on the comprehensive efficiency of Chinesecommercial banks. It expounds that it is a must for china to carry on thisstudy and it gives a brief introduction of china. Then the AHP model isinvolved from a new angle to examine the efficiency of Chinesecommercial bans. And finally, some proposals are posed, which isexpected to improve the efficiency of Chinese commercial banks. Why is this issue chosen? Which china's entry into the WTO, the banking industry has to opento the world market step by step. Because do the historical and inbornproblems, there is a large gap in comprehensive efficiency betweenChinese commercial banks and foreign ones. Meanwhile we lacktheoretical study on this issue. So it is an urgent and strategic job forChinese commercial banks to improve their management andcomprehensive efficiency. And that is why I choose this issue. Throughthe study on commercial banks' efficiency, the paper raises somereasonable suggestion, which is expected to be helpful for theoreticalstudy and improving the comprehensive efficiency, this is of greatsignificance. 2. The stream of thoughts and structure To start with the paper provides the concept and characteristics ofcommercial banks' efficiency. Then it analyses the necessity to carry thestudy foreword and presents a brief review of the paper. AHP model isinvolved in the study and we present a empirical study under the AHPmodel. Fortunately, the results inform us of the reasons that causedifferent efficiency among different commercial banks, and finally somerelevant measures are resented. The paper adopts the structure of "Posing problems--analyzingproblems--solving problems". Firstly, we pose the problem, that is, theefficiency of Chinese commercial banks should be improved, secondly,AHP model is used to analyze the problem; thirdly, we solve the problem,namely, some suggestion is given in terms of the results. 3. Main idea and viewpoints of the paper The paper consists of four chapters. In chapter one, it expounds the necessity, to carry on the study onefficiency of Chinese commercial banks from five aspects as follows, thesituation China will be confronted with after the entry into the WTO, thegap between domestic banks plays in improving allocation of resources,the lack of domestic study in this field and the importance to establish theevaluating system for Chinese banking industry. In chapter two, some foreign works on efficiency are introduced. Itincludes the research background, basic theory, main forewordmethodology and results of efficiency analysis, and severalenlightenments we get from the study. In chapter three, AHP model is introduced from a new angle. Itmainly introduces what is AHP, the feasibility to adopt AHP, how todesign, choose and deal with the indicators, and the role each indicatorplays in the model. Then 8 typical commercial banks are chosen for theempirical study. In chapter four, combined with the previous chapter's results, wefind the reason why there is a gap among different banks. And finally, wegive some advice to improve the efficiency of commercial banks. 4. the paper's main features The paper is novel and practical, and it id high relative to the presentsituation of Chinese banks. Based on reading a lot of relevant works andtime-consuming observations, the writer finally finishes the paper.Compared with other domestic researcher's study in this field, the mainfeatures of the paper lies in as follows: Firstly, the paper introduces a new method to study thecomprehensive efficiency of commercial banks, that is, the AHP. TheAHP model examines the factors that affect commercial banks' efficiencyroundly, and decides the roles that every factor plays in the model. So it isscientific, general and simple and convenient in evaluating banks'comprehensive efficiency. Second, the paper is based on theory to some extend, but itemphasizes particularly on practical use. About the methodology, itattaches great importance to observation. By using...
Keywords/Search Tags:Commercial bank, Efficiency, AHP
PDF Full Text Request
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