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Financial Holding Company Regulatory Legal System Research

Posted on:2008-12-11Degree:MasterType:Thesis
Country:ChinaCandidate:C ZhouFull Text:PDF
GTID:2206360242969032Subject:Economic Law
Abstract/Summary:PDF Full Text Request
The financial integration pattern gradually becomes the world finance industry main management pattern from 1980s because the market competition intensified as well as the information technology impetus. The developed country such as U.S.A, Great Britain, Japan, etc. has completed the transformation from the segregation operation to the integration operation in 20 century's ends, and all chose the financial holding company as the carrier.Since the reform and open policy was performed, our country economical and financial system has had the profound change, our country finance industry and the international finance industry relation is closer. Although our country finance industry still implemented "segregation operation, segregation management" principle, our country has appeared the integration operation tendency. The financial holding company has some management superiority such as the economies of scale, the scope economical, reasonably avoiding taxes and so on, but the financial holding company also has some special risks such as the risk transmission, the capital repetition computation, the benefit conflict and so on. The financial holding company has the important status in a country finance domain, once the risk explodes, it will have the significant adverse effect to the financial economy.At present the legislation about the financial holding company seriously lags. It is disadvantageous for the financial holding company to develop. This article mainly discussed how to enforce the supervising from two aspects. Firstly, it is the supervising and managing measures aiming at the financial holding company special risk; secondly, it is how to improve the supervising and managing mode in the tendency of integration operation in order to avoid the supervising omission. It supposed the measures aiming at the special risks of the financial holding company and the suggestion how to improve the supervising and management system. The article includes six major parts:The first part is the financial holding company outlines, the definition was introduced from the law aspect firstly, then analyzed the reason that the financial holding company produced and the superiority that the financial holding company possessed.The second part is our country finance holding company present situation and the development tendency. The article introduced the background the country finance holding company produced and its development situation and analyzed the tendency of the financial holding company.The third part is the financial holding company special risk, the article introduced the special risks of the financial holding company such as the risk transmission, the capital repetition computation, the benefit conflict and so on. The introduction about the special risks serve the supervising and management measure behind.The fourth part is our country finance holding company legislation and the supervising and managing present situation, the legislation about financial holding company in our country seriously lagged at present. The article introduced the mode of the segregation supervising and management and analyzed its defect.The fifth part is the overseas financial holding company legislation practices and supervising and managing pattern comparison. Through the introduction of the overseas financial holding company legislation practices and the comparison among the supervising and management system the beneficial experience can used.The sixth part is our country finance holding company supervising and managing law system design, this chapter is the most important part, It was based on the former five parts and was the most important part. It supposed the measures aiming the special risks of the financial holding company and the suggestion how to improve the supervising and management system.
Keywords/Search Tags:Financial holding company, Special risk, Supervising and managing pattern
PDF Full Text Request
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