A Study On The Effect Of Financial Management And Its Effectiveness In Senior High School

With the development of economic and people’s living standards improving,people pay more attention to the comprehensive development of children’s physicaland mental. Financial education as one of the comprehensive development of childrenphysically and mentally comes into view increasingly, many countries have graduallybrought financial education into the national education system. But our concern basicfinancial education for young children to stay on the experience level of description.But our attention to financial education for young children bascially stay on the levelof experienced description. As a whole, financial education of children has not beengiven due attention in our country and scholars do little empirical research in thisfield.On the basis of summing up financial education experience abroad, The studywhich respect the law of children’s physical and mental development construct afinancial education system suitable for senior kindergarten’s age characteristicsthrough experiential activities teaching and assess the effectiveness of financialeducation activities implemented in order to improve senior kindergarten’s childrenfinancial ability effectively. During the period of financial education practice, theauthor uses the questionnaire method, experimental method and interview method toresearch and analysis the effectiveness of financial education which was implementedfor senior kindergarten from the perspective of quantitative analysis and qualitativeanalysis,then, the author made reference to the proposal.The results of the study found that:(1) the level of financial literacy has nosignificant difference between the children’s sexes, different family income levels insenior kindergarten.(2) as a whole, parents don’t pay attention to children’s financialeducation in senior kindergarten, A large majority of parents with young childrenoften mention money, but few parents care for foster children’s ability to use themoney.(3) The level of financial education which parents implement to youngchildren has no significant difference between the children’s sexes, different parentaleducation levels in senior kindergarten. Parents who have one chilld pay more attention to cultivate children’s financial competency. Meanwhile, the income level ofthe family impact the level of financial education which parents implement to youngchildren.(4) Children are fully capable to receive financial education in seniorkindergarten, children in the experimental group improve significantly in financialunderstanding, financial competence and financial responsibility dimension aspectsthrough the system design and implementation of financial education activities. Itmeans that the ability of experimental group children was improved which reflected inunderstanding the basic nature of money, using money in the specific context andrecognizing the influence that children make their own decisions generate. Thus,Itindicates that the effect of the implementation of financial education activities isobvious and financial education activities are loved and supported by children insenior kindergartenThe author make suggestions:(1) If we implement financial education for youngchildren, the necessary financial management courses are essential, education sectorneeds to guide on policies,encourage researcher to research and developmentfinancial education curriculum system which is suitable for children and creatcriterion of financial education evaluation.(2) Kindergarten can be combined with theactual situation of the kindergarten and attempt to develop Kindergarten-basedCurriculum featuring financial education through action research which needresearchers and preschool teachers cooperate.(3) Kindergarten need strengthenhome-kindergarten’s cooperation and guide parents of children to change theirconcepts about financial education,to pay attention to financial education of youngchildren through the form of seminars and other methods.