Research On The Application Of Network In The Field Of Mutual Insurance

As the promulgation of the insurance of ten new countries and the trial measures for mutual insurance organization regulation,The relevant policies of mutual insurance is perfecting, and then mutual insurance market is developing rapidly, lots of market subjects actively try to establish new forms of mutual insurance, including corporations forms, network platform forms, colleges organization forms etc. In this context, the article makes reference to the development experience of the current insurance platform, explores the appliance of network crowd-funding to mutual insurance, analyzes the predominance of network crowd-funding, the problems existing in the traditional mutual insurance company and the deficiency of current the bartender platform development, proposes to establish a new mutual insurance network platform, and establish a new type of mutual insurance company based on network platform. Program design focus on program content model of mutual insurance network platform operation rules, profit model administration and supervision system three aspects, and analysis the advantage between mutual insurance network platform and the current mutual platform. Finally, this article analysis the feasibility and possible problems of the application profile, and put forward the countermeasures. The potential problems of the application profile may include mutual insurance risks, the license application problems of mutual insurance company, the legality of crowd-funding raise questions in three areas, and proposed specific response.