Research On Some Problems And Countermeasures Of Science And Technology Finance Development In Yunnan Province

Science and technology are primary productive forces. Finance is an active factor of the modern market. The combine between financial and technology is the tendency of the economic development. It’s necessary to improve the scale of the capital which is investing into the technology companies, to expand the channels for technology companies to get loan and to encourage the combining system running better. The combine between financial and technology is an innovation system. It’s an important way to accelerate China’s socialist economic construction.Financial technology combined has been from the original field of science and technology for the technological development of economics and finance interdisciplinary field combination, based on the actual needs of the development of science and technology enterprises and financial policies covering science and technology, science and technology financial performance analysis, science and technology financial services methods many research directions. As natural resources in Yunnan province, from primary agricultural products, low-tech industry is gradually assigned to technology-intensive, capital-intensive industries in transition, to combine science and technology with the urgent financial needs.The paper begin at introducing the fin-tech developing condition a home and abroad,then talk about the concept and research status. The paper aim at Yunnan Province, analysis the characteristics of its financial and technology based on the basic principles of Marxism, including the technology and financial policies, the basic system of it. Then, introducing the initial achievements about Yunnan government. The paper analyses such as the technology insurance, technology loan to sum up issues like the low participation rate of local social capital, the incomplete institution of the staff training and the short of financial risk management and oversight. Considering the Yunnan enterprise current demand, deeply analyzing above problems, the paper suggests feasibility proposals among risk management, staff training and capital exiting by case analyzing and data comparing.