China's Commercial Banks On The Analysis Of The Causes And Countermeasures Of Sme "credit Crunch"

"Credit reluctance"to SMEs is common phenomenon that exists in commercial banks of China. It has limited the development of both SMEs and bank service. How to tackle this problem from the perspective of commercial bank is a practical topic worth exploration. This thesis approaches this problem by introducing the internal and external reason of the phenomenon systematically, and then illustrates the improvement measure and experience of home and foreign banks. On the basis of the first two parts it presents suggestion for the domestic commercial banks. This thesis is intended to provide reference for domestic commercial banks in how to strengthen their SMEs credit operation and management.