Study On Problems Of Land-lost Farmers' Old-age Insurance In Developed Economic Region

With the process of industrialization and urbanization, more and more of the agricultural land are being used for non-agricultural construction land, leading to the emergence of large quantities of land-lost farmers. Because China has urban-rural dual economic structure and various of laws and regulations are not perfect, when farmers lost their land, they also lost all the rights with land. Farmers can't regard land as their final old-age security because of land requisition. Relatively, land-lost farmers'culture quality is not high, they have no employment advantage to get stable jobs in the fierce competition labor market. Land-lost farmers are in landless, no culture, no employment security vacuum zone. The coverage of the new type of rural old-age insurance system is narrow in our country, some landless farmers participated in, some landless farmers are not, landless farmers's old-age security is so vulnerable. As a special group, if land-lost farmers'life isn't guaranteed to be stable and they aren't exempted from endowment worries, there will be huge contradiction concerns, affecting the construction of the socialist harmonious society.This paper firstly defined land-lost farmers concept. Domestic study dynamic of land-lost farmers'old-age insurance problems and the theoretical background about land-lost farmers'old-age insurance are reviewed. Secondly,this paper is case study. One decision maker and twelve land-lost farmers were selected in Yantai city in Shandong province, using depth interview method to collect data. Thirdly, the data was sorted and summarized. From collected data, the present situation about Yantai's old-age insurance of land-lost farmers and land-lost famers'opinions about old-age insurance were known. Yantai has established land-lost farmers'old-age insurance referring to new rural old-age insurance system. The documents and plans about land-lost farmers'old-age insurance look simple, but there are a lot of problems in implementing operation.There are objective aspect problems,such as problems left over by history, laggard law construction. There are also subjective aspects problems,such as poor work, vague responsibility and authority.And there are other problems that land-lost farmers have about old-age insurance, such as narrow coverage, low level of the security system, single insurance level, low land compensation standard, most of the land compensation fees used for old-age insurance. For the existing problems in land-lost farmers'old-age insurance, this paper puts forward the following suggestions. A diversified land-lost farmers'old-age insurance system must be established. The government, the collective, land-lost farmers have joint contribution to raise old-age insurance fund. The fund management mode of the government management, Tongzhang combination, two lines of receipt and payments should be established. Social supervision must be strengthened. Land-lost farmers'living subsidy system must be established. Value-added land income must be shared by land-lost farmers through improving land compensation standard. Legal documents of land-lost farmers'old-age insurance must be formulated and relevant laws should be perfected.